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3470 Morgan Ct, Mobile, AL, 36695

6beds
6baths
5,785sqft
$1,179,900
$204price/sqft
$8,086/moest. monthly cost
$323,440/yrincome needed

About This Home

Built in 2023 to commercial building standards, this exceptional 5,785 sq ft residence combines engineering precision with refined design in a quiet West Mobile cul-de-sac—just 10–15 minutes from shopping, dining, and everyday conveniences. From its GOLD FORTIFIED certification (structural) to impact-rated windows and doors that withstand up to 180 mph winds, every detail of this home reflects superior quality and long-term peace of mind. Structural integrity is unmatched with 36-inch footings, fiberglass-reinforced concrete driveway, and insurance costs as low as $2,300/year thanks to its commercial-grade construction. Step inside to soaring 22-foot ceilings, abundant natural light, and neutral designer tones that elevate the open-concept living space. The smart home features, oversized electric fireplace, and 7.5” hardwood floors throughout the main living areas create a seamless blend of innovation and warmth. The gourmet kitchen is a true showpiece, featuring a massive island with prep sink, porcelain tile flooring, marble and quartz countertops, and custom cabinetry with exceptional storage. The formal dining room easily seats 12+—ideal for hosting at scale. The main-level primary suite is located in a private wing and features dual walk-in closets, plush carpet, and a spa-inspired layout. Each of the oversized bedrooms includes walk-in closets, providing functionality without compromising on luxury. Outdoor living is equally impressive, with a 600 sq ft covered back porch, beautifully landscaped front entry, and a three-car garage with an additional 625 sq ft guest loft/workspace above—perfect for a private office, studio, or in-law suite. Flexibility is built in: though the home is fully gas-powered (including a commercial-grade tankless hot water heater), systems were thoughtfully designed to accommodate electric options as well. This is more than a home—it’s a legacy property built to the highest standards of craftsmanship, comfort, and resilience.Schedule your private tour with your favorite realtor today and experience the unmatched quality and elegance for yourself!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10
2/10
Burns Middle SchoolGrades 6-81.5 mi
6/10
WP Davidson High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Gas Cooktop,Microwave,Tankless Water Heater
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Features

  • Double Vanity,Entrance Foyer,His and Hers Closets,Smart Home,Walk-In Closet(s)
  • Window features: Storm Window(s)
  • Flooring: Carpet,Hardwood
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 5,785
  • Total interior livable area: 5,785 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: R023303074000066063

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Exterior features: Balcony,Rain Gutters
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • Waterfront features: None

Lot

  • Lot size: 0.54 Acres
  • Features: Back Yard,Cul-De-Sac,Landscaped
  • Lot size dimensions: 215 x 242 x 23 x 39 x 146

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Garage,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Cold Wave
Heat Wave
Tornado
Wildfire
Tsunami

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,966$71,592
Home Insurance *$1,051$12,612
Property Taxes $422$5,064
Electricity $647$7,767
Total$8,086$97,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$277,234/yr
40% on housing$242,580/yr
45% on housing$215,626/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 36695$145
Mobile County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 36695$148
Mobile County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$1,179,900
2026-01-01Listing removed$1,225,000
2025-12-04Price change$1,225,000
2025-07-15Listed for sale$1,250,000
2008-07-17Sold$75,000

For Sale by Agent

AgentLisa Granger
BrokerageReal Broker LLC

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