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3408 Granite Way S, Saint Cloud, MN, 56301

6beds
4baths
3,764sqft
$889,900
$236price/sqft
$6,943/moest. monthly cost
$277,720/yrincome needed

About This Home

FOR SALE - COMPLETED NEW CONSTRUCTION. Property will be featured on Tour of Homes in March 2026. Available for showings & offers now. Tasteful rustic-luxury design, thoughtful floorplan for your active lifestyle. Work from home office, home gym, entertaining kitchen, butler pantry & LL wetbar, indoor/outdoor living, walkout to large yard (fences allowed). One level living. Primary suite features dual vanities, full tile shower, walk in closet, laundry on main. Vault ceiling, custom modern electric fireplace (year-round ambiance) surround finished in knotty alder. Custom kitchen with complementary white oat & white enameled staggered cabinetry. Gas Range with custom knotty alder hood, wall oven, convection microwave, quarts counters, one of a kind butler's pantry with sink. Covered screen porch & LL patio. Wet bar featuring leathered granite countertops & full refrigerator. LL gas fireplace with oversized birch insert, flex workout room and LL closet w/ laundry hookup. Hot water on demand. 3-Stall Oversized finished & heated garage with epoxy floor & floor drain, 8' doors for big trucks, 30' extra deep for storage and trailer/boat. The lot provides 162’ frontage, walkout, nature-pond view, east-west views. Irrigation & hydro seed included.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

3/10
South Junior High SchoolGrades 6-82.8 mi
3/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle,Asphalt,Pitched

Other

  • Builder name: BNH CONTRACTORS INC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Chandelier,Dishwasher,Dryer,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Laundry Closet,Lower Level,Laundry Room,Main Level,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Drain Tiled,Finished,Full,Concrete,Storage Space,Sump Basket,Sump Pump,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 195
  • Dimensions: 15x13

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedroom3

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedroom4

  • Level: Lower
  • Area: 154
  • Dimensions: 14x11

Bedroom5

  • Level: Lower
  • Area: 156
  • Dimensions: 12x13

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Family Room

  • Level: Lower
  • Area: 528
  • Dimensions: 24x22

Features

  • Number of fireplaces: 2
  • Fireplace features: Circulating,Electric,Family Room,Gas,Living Room,Stone
  • Fireplace: Yes
  • Finished area below ground: 1,810
  • Finished area above ground: 1,882

Flex Room

  • Level: Lower
  • Area: 140
  • Dimensions: 10x14

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),Zoned
  • Cooling features: Central Air,Dual

Interior Area

  • Total structure area: 3,764
  • Total interior livable area: 3,764 sqft

Kitchen

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Living Room

  • Level: Main
  • Area: 252
  • Dimensions: 18x14

Other

  • Level: Lower
  • Area: 144
  • Dimensions: 12x12

Screened Porch

  • Level: Main
  • Area: 150
  • Dimensions: 15x10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 82500960617
  • Zoning description: Residential-Single Family
  • Foundation area: 2000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Composite Decking,Covered,Enclosed,Screened
  • Waterfront features: Pond

Lot

  • Lot size: 0.56 Acres
  • Features: Tree Coverage - Light
  • Lot size dimensions: 126 x 382 x 23 x 248

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Electric,Electric Vehicle Charging Station(s),Floor Drain,Garage,Garage Door Opener,Heated Garage,Insulated Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Lightning

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,499$53,988
Home Insurance *$561$6,732
Property Taxes $1,566$18,792
Electricity $317$3,809
Total$6,943$83,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$238,045/yr
40% on housing$208,290/yr
45% on housing$185,146/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 56301$132
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56301$148
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$889,900
2026-03-19Listing removed$900,000
2025-09-04Listed for sale$900,000
2025-07-18Sold$60,000
2025-03-03Listed for sale$65,000
2025-03-03Listing removed$65,000
2023-01-23Listed for sale$65,000
2023-01-01Listing removed--
2022-05-11Listed for sale$65,000
2021-07-01Listing removed--
2020-10-22Listed for sale$63,000

New Construction

AgentChristine Kowalzek
BrokerageColdwell Banker Realty

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