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34 Broadway St, Oakfield, NY, 14125

5beds
3baths
2,304sqft
$289,000
$125price/sqft
$2,459/moest. monthly cost
$98,360/yrincome needed

About This Home

Welcome to 34 Broadway St. where comfort, space, and functionality come together in this beautifully maintained raised ranch. Nestled in the heart of the Village of Oakfield while offering a private, tucked-away setting, this impressive home features 5, potentially 6, generously sized bedrooms and 3 full bathrooms, providing exceptional flexibility for a variety of lifestyles. Designed with both everyday living and entertaining in mind, the inviting kitchen showcases rich oak cabinetry and a custom-designed island that creates the perfect gathering space for dining and hosting. With spacious living areas and a versatile layout, this home offers the ideal balance of warmth, convenience, and modern functionality.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Resale
  • Year built: 1972

Materials

  • Foundation: Poured
  • Construction materials: Attic/Crawl Hatchway(s) Insulated,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Den,Separate/Formal Dining Room,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Home Office,Kitchen Island,Other,See Remarks,Storage,Bar,Bedroom on Main Level
  • Flooring: Carpet,Varies,Vinyl
  • Finished area below ground: 916

Heating

  • Heating features: Gas,Baseboard,Hot Water

Interior Area

  • Total structure area: 2,304
  • Total interior livable area: 2,304 sqft

Property

Details

  • Parcel number: 1838010010000003041002
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 0.31 Acres
  • Features: Corner Lot,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 136 x 100

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Drought
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Genesee County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$142$1,704
Property Taxes $476$5,712
Electricity $380$4,569
Total$2,459$29,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,308/yr
40% on housing$73,770/yr
45% on housing$65,573/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 14125$227
Genesee County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 14125$137
Genesee County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$289,000
2026-05-20Listed for sale$299,000
2026-03-12Sold$235,000
2025-12-29Pending sale$259,900
2025-12-03Listed for sale$259,900
2005-02-15Sold$130,000

For Sale by Agent

AgentAngelea Pugh
BrokerageBerkshire Hathaway HS Zambito

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