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7424 S Pearl Rd, Oakfield, NY, 14125

3beds
1baths
2,127sqft
$389,000
$183price/sqft
$3,149/moest. monthly cost
$125,960/yrincome needed

About This Home

Welcome to your forever home ! This beautiful home sits on 24 sprawling acres . If you are interested in hunting, 4-wheeling, hiking near a creek or relaxing by a fire without even leaving your own property. This is the home for you! The 2 huge sheds will store all your outdoor needs . As you enter into the home through a spacious multi use bonus room you will experience how large the living space has to offer with high ceilings, large living room, large kitchen all appliances included with breakfast bar ,huge pantry and formal dining room. The main floor has a large laundry room ,and 2 bedrooms the beautiful master bedroom has an attached bonus room that could be a master bathroom ,nursery or office ! Second floor has a spacious bedroom and an amazing multi purpose room with so many possibilities : gaming room , kids rec room ,crafting area just for some ideas. The front covered porch and back deck are the perfect places to unwind at the end of the day and take in the beautiful scenery. The possibilities are endless inside and out you won't be disappointed ! *Acreage is based on existing home lot and 2 additional land parcels . Showings start right away.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Resale
  • Year built: 1850

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Breakfast Bar,Separate/Formal Dining Room,Entrance Foyer,Other,Pantry,See Remarks,Bedroom on Main Level,Main Level Primary,Primary Suite
  • Flooring: Ceramic Tile,Hardwood,Laminate,Varies

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 2,127
  • Total interior livable area: 2,127 sqft

Property

Details

  • Parcel number: 1838890070000001014111
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Blacktop Driveway,Deck

Lot

  • Lot size: 24 Acres
  • Features: Agricultural,Irregular Lot,Other,See Remarks
  • Lot size dimensions: 150 x 200

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Drought
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Genesee County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$191$2,292
Property Taxes $641$7,692
Electricity $351$4,218
Total$3,149$37,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,965/yr
40% on housing$94,470/yr
45% on housing$83,973/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 14125$213
Genesee County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 14125$137
Genesee County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$389,000
2026-07-16Price change$389,000
2026-07-09Listed for sale$409,000
2006-06-22Sold$123,000

For Sale by Agent

AgentDanielle Garguiolo
BrokerageWNY Metro Roberts Realty

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