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97 Carrington Road, Windham, NY, 12496

4beds
2baths
1,808sqft
$449,000
$248price/sqft
$3,414/moest. monthly cost
$136,560/yrincome needed

About This Home

Streamfront Serenity Meets Mountain Views -- Bordering Protected NYC DEP Lands Bordered by 160 acres of DEP land and the pristine Batavia Kill Creek, this beautifully updated split-level retreat delivers the kind of setting buyers come to the Catskills for--wide open meadows, mountain views, and the calming sound of water just steps from your back deck. This is where privacy, nature, and convenience all come together. Designed with both lifestyle and functionality in mind, the lower level welcomes you with a dedicated gear drop zone--perfect after a day on the slopes or exploring the outdoors. A spacious family room with a bay window is filled with natural light and complemented by a kitchenette complete with sink, cabinetry, and wine fridge--ideal for entertaining or easily converted into a separate apartment with its own entrance. Two bedrooms and a fully updated bath complete this level, offering flexibility for guests or income potential. Upstairs, the open-concept layout is bright and inviting, featuring a renovated kitchen with stone countertops, stainless steel appliances, and seamless flow into the dining area and oversized living room. Sliding glass doors lead to a recently expanded deck--perfect for morning coffee or evening unwinding with uninterrupted views of the surrounding landscape. Two additional bedrooms and a full bath with updated vanities and lighting complete the main level. Additional highlights include wood flooring, new flooring in all bedrooms, and an abundance of natural sunlight throughout. With a Windham mailing address and located in the Town of Ashland, this property offers easy access to both Windham and Prattsville for shopping, dining, and year-round conveniences. Whether you're seeking a full-time residence, weekend escape, or investment opportunity with potential for a separate living space, this property checks every box for Catskills living. A 3D Walkthrough Tour is available in the digital Lookbook or by request.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 1981

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Washer,Refrigerator,Range,Electric Water Heater,Dryer,Dishwasher
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • In-Law Floorplan,Stone Counters
  • Flooring: Ceramic Tile,Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 1,808

Heating

  • Heating features: Baseboard,Electric

Interior Area

  • Total structure area: 1,808
  • Total interior livable area: 1,808 sqft

Property

Details

  • Parcel number: 93.02224
  • Zoning: 01

Features

  • Levels: Multi/Split
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Has view: Yes
  • View description: Pasture

Lot

  • Lot size: 3.40 Acres
  • Features: Back Yard,Cleared,Level,Views

Parking

  • Parking features: Deck,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Greene County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$326$3,912
Property Taxes $520$6,240
Electricity $298$3,585
Total$3,414$40,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,051/yr
40% on housing$102,420/yr
45% on housing$91,040/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.6%
2.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.4%
-4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 12496$336
Greene County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 12496
Greene County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Listed for sale$449,000
2021-04-07Sold$360,000
2020-12-21Pending sale$350,000
2020-12-09Listed for sale$350,000
2020-01-01Listing removed$260,000
2019-03-29Price change$260,000
2018-11-27Listed for sale$279,000
2006-05-04Sold$220,000
1999-06-10Sold$2,500

For Sale by Agent

AgentRegina Tortorella
BrokerageColdwell Banker Village GreenW

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