623 6th St S, Moorhead, MN, 56560
About This Home
Turnkey investment opportunity directly across from Concordia College with strong rental history and excellent income potential. This well-maintained two-story home with basement has been consistently rented for years with high demand. Property features two similar upper and main level living spaces, each offering a living room, dining area, kitchen, full bath, and two bedrooms. The lower level includes additional bedrooms, bathroom, and shared laundry, maximizing rental flexibility and income potential. Projected rental income significantly higher based on location and bedroom count. Tenants pay utilities, adding to overall return. Recent updates and clean condition throughout make this a true plug-and-play investment. Detached double garage is functional with opportunity for improvement. Long-time ownership of 20+ years reflects pride of ownership and consistent performance. Ideal for investors, house hackers, or anyone seeking a high-demand rental property in a prime location. Opportunity to capitalize on strong rental demand in the Moorhead market.
Getting Around
Somewhat Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1940
Materials
- Roof: Architectural Shingle
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dryer,Electric Water Heater,Microwave,Range,Washer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Egress Window(s),Finished,Full,Concrete,Shared Access,Storage Space,Sump Pump,Tile Shower
Bathroom
- Level: Main
Bathroom
- Level: Upper
Bathroom
- Level: Basement
Bedroom
- Level: Main
Bedroom2
- Level: Main
Bedroom3
- Level: Upper
Bedroom4
- Level: Upper
Bedroom5
- Level: Basement
Bedroom6
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
Bonus Room
- Level: Basement
Deck
- Level: Upper
Dining Room
- Level: Main
Dining Room
- Level: Upper
Features
- Finished area below ground: 600
- Finished area above ground: 2,061
Foyer
- Level: Main
Foyer
- Level: Upper
Garage
- Level: Main
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 3,134
- Total interior livable area: 3,134 sqft
Kitchen
- Level: Main
Kitchen
- Level: Upper
Laundry
- Level: Basement
Living Room
- Level: Main
Living Room
- Level: Upper
Other
- Level: Basement
Other
- Level: Main
Other
- Level: Upper
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 587540500
- Zoning description: Residential-Multi-Family,Residential-Single Family
- Foundation area: 1073
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 7,525 sqft
- Features: Corner Lot
- Lot size dimensions: 150.6 x 50.8
Parking
- Total spaces: 2
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Strong Wind
- Hail
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $183 | $2,196 |
| Property Taxes | $435 | $5,220 |
| Electricity | $264 | $3,171 |
| Total | $2,398 | $28,776 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $319,900 |
| 2026-04-17 | Listed for sale | $329,900 |
| 2006-12-13 | Sold | $195,000 |
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