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22083 Lake Francis Rd, Elysian, MN, 56028

5beds
4baths
3,600sqft
$999,999
$278price/sqft
$6,725/moest. monthly cost
$269,000/yrincome needed

About This Home

This spacious 5-bedroom home is situated on 1.4 acres along the desirable shores of Lake Francis, just minutes from the charming bedroom community of Elysian. Featuring gradual, level lakeshore access and picturesque surroundings, the property offers an ideal setting for relaxation and recreation. Previously utilized as a successful vacation rental, the home comes fully furnished, providing a turnkey opportunity for personal enjoyment or investment. Being sold in as-is condition, this is a rare chance to own your own lakeside getaway on sought-after Lake Francis. Dock, Lift, and Pontoon could be negotiable for an additional fee. *Information deemed reliable but not guaranteed, buyer/s to verify.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 2014

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Rented
  • Laundry features: Washer/Dryer Hookups,Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access,Block,Full,Walk-out

Bedroom

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Lower

Bedroom3

  • Level: Main

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 2
  • Main level bathrooms: 4
  • Main level bedrooms: 5

Dining Room

  • Features: Combine with Kitchen

Family Room

  • Level: Lower

Features

  • Main Floor Bedrooms
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,710
  • Finished area above ground: 1,800

Heating & Cooling

  • Heating features: Fireplace(s),Forced Air,Propane - Tank Rented
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,510
  • Total interior livable area: 3,600 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 04.830.0020
  • Other equipment: Fuel Tank-Rented
  • Foundation area: 1800

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Waterbody name: Francis
  • Frontage type: Waterfront

Lot

  • Lot size: 1.70 Acres
  • Features: Accessible Shoreline
  • Lot size dimensions: 1.7

Parking

  • Parking features: Gravel,None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Tornado
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters in Le Sueur County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$458$5,496
Property Taxes $908$10,896
Electricity $303$3,643
Total$6,725$80,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$230,571/yr
40% on housing$201,750/yr
45% on housing$179,333/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 56028$201
Le Sueur County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 56028$254
Le Sueur County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$1,150,000
2025-06-13Listing removed--
2025-03-15Listed for sale$1,590,000
2023-01-27Listing removed--
2022-11-17Listed for rent$5,000

For Sale by Agent

AgentMEGAN JAMES
BrokerageRealty Executives Associates

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