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528 Schoharie Turnpike, Athens, NY, 12015

2beds
1baths
1,650sqft
$455,000
$276price/sqft
$3,301/moest. monthly cost
$132,040/yrincome needed

About This Home

Nestled on 6.79 picturesque acres in Athens, New York, this circa-1800 home is a rare opportunity to own a piece of Hudson Valley history. From the moment you arrive, the charm is undeniable. The classic stone exterior sits beautifully against open land and mature trees, offering privacy and timeless country appeal. A detached shed adds flexibility for storage, workshop space, or future creative use. Inside, the home showcases its historic character with exposed wood beams and abundant natural light. The spacious living room centers around a cozy fireplace, creating a warm and inviting focal point that speaks to the home's 19th-century roots. The generous layout offers open gathering space with original textures and architectural details throughout. The kitchen and bath have been thoughtfully redone, blending modern updates with the home's historic integrity. While some work remains, this property presents an incredible opportunity to further restore and customize a truly special residence. Whether you're seeking a full-time home, weekend retreat, or investment opportunity in the Hudson Valley, this Athens property offers acreage, history, and potential in one compelling package. Bring your vision and make this historic treasure your own.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

5/10
7/10

Construction

Condition

  • Year built: 1800

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Flooring: Laminate,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,650

Heating

  • Heating features: Oil

Interior Area

  • Total structure area: 1,650
  • Total interior livable area: 1,650 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 122.0013
  • Zoning: Residential

Features

  • Has view: Yes
  • View description: Panoramic,Pasture,Trees/Woods

Lot

  • Lot size: 6.79 Acres
  • Features: Cleared,Private,Wooded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Hurricane
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Greene County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,300$27,600
Home Insurance *$202$2,424
Property Taxes $527$6,324
Electricity $272$3,272
Total$3,301$39,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,177/yr
40% on housing$99,030/yr
45% on housing$88,026/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.6%
2.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.4%
-4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 12015$282
Greene County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 12015
Greene County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-23Listed for sale$455,000
2006-08-23Sold$249,000
1998-05-27Sold$74,469

For Sale by Agent

AgentMelissa Cox
BrokerageKeller Williams Realty HV Nort

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