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810 Penobscot Street, Andover, ME, 04276

4beds
2baths
1,536sqft
$259,900
$169price/sqft
$1,994/moest. monthly cost
$79,760/yrincome needed

About This Home

Welcome to this well maintained Cape style home offering 3 bedrooms, 1.5 baths, and a functional layout in a desirable in town neighborhood setting. Situated on .37 acres, this property combines comfortable living space with excellent outdoor amenities and convenient access to some of Western Maine's best recreation. The first floor features a spacious mudroom conveniently attached to the attached two-car garage, providing plenty of room for coats, boots, and outdoor gear. The kitchen offers a breakfast bar and flows nicely into the dining area, creating a welcoming space for everyday living and entertaining. A comfortable living room, half bath, and first-floor bedroom complete the main level. Upstairs, you'll find two additional bedrooms along with a full bathroom. The finished basement adds valuable extra living space with a family room, office area, and utility room, making it ideal for remote work, hobbies, or additional entertaining space. Outside, enjoy the large backyard perfect for gatherings, pets, or gardening. The back deck leads to the in-ground swimming pool, creating the perfect setup for relaxing and entertaining throughout the summer months. The attached two-car garage provides additional storage for vehicles, tools, and recreational equipment. Located close to local schools, shopping, restaurants, and other town amenities, this home also offers excellent access to outdoor recreation. Enjoy skiing at Black Mountain of Maine just minutes away, while Sunday River Resort is only about 30 minutes away. Hiking, ATV trails, snowmobile trails, fishing, and countless year-round outdoor activities are all nearby, making this an excellent location for both full time living and enjoying the Western Maine lifestyle.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

3/10

Construction

Condition

  • Year built: 1969

Materials

  • Roof: Metal
  • Construction materials: Wood Frame,Clapboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Bulkhead,Finished,Full

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • 1st Floor Bedroom
  • Flooring: Laminate,Hardwood
  • Finished area below ground: 384
  • Finished area above ground: 1,152

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 1,536
  • Total interior livable area: 1,536 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Mud Room

  • Level: First

Office

  • Level: Basement

Property

Details

  • Parcel number: RUMFM106L004
  • Zoning: None
  • Other equipment: Cable,Internet Access Available

Features

  • Private pool: Yes
  • Patio & porch: Deck

Lot

  • Lot size: 0.37 Acres
  • Features: Rural,Open Lot

Parking

  • Total spaces: 2
  • Parking features: Paved,1 - 4 Spaces
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Hurricane
Ice Storm
Strong Wind

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance $93$1,116
Property Taxes $343$4,116
Electricity $244$2,930
Total$1,994$23,928

Income You'd Need if You Spent...

35% on housing$68,365/yr
40% on housing$59,820/yr
45% on housing$53,173/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 04276$93
Oxford County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 04276
Oxford County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$259,900
2026-07-31Price change$259,900
2026-05-20Listed for sale$279,900

For Sale by Agent

AgentMatt Pingree
BrokerageAmnet Realty

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