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20 Front Street, Sumner, ME, 04292

4beds
2baths
1,980sqft
$137,500
$69price/sqft
$1,176/moest. monthly cost
$47,040/yrincome needed

About This Home

The Real Estate Offering is for 3 adjoining properties as shown on Tax Mao U03 Lot 39-40-41A

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10

Construction

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Wood Frame,Clapboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Dirt Floor,Unfinished

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,980

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,980
  • Total interior livable area: 1,980 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: SUMNMU03L039
  • Zoning: Residential

Lot

  • Lot size: 0.99 Acres
  • Features: Level,Open Lot

Parking

  • Parking features: Gravel,5 - 10 Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Ice Storm
Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $695$8,340
Home Insurance $52$624
Property Taxes $142$1,704
Electricity $287$3,453
Total$1,176$14,112

Income You'd Need if You Spent...

35% on housing$40,320/yr
40% on housing$35,280/yr
45% on housing$31,360/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$69This listing

vs Other Active Listings

Avg $/sqft

ZIP 04292$89
Oxford County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 04292
Oxford County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-27Listed for sale$159,900
2025-11-19Listing removed$159,900
2025-10-16Price change$159,900
2024-11-20Listed for sale$174,900

For Sale by Agent

BrokerageBearfoot Realty

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