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382 Cairo Junction Road, Catskill, NY, 12414

3beds
3baths
1,512sqft
$349,000
$231price/sqft
$2,561/moest. monthly cost
$102,440/yrincome needed

About This Home

Welcome to 382 Cairo Junction Road in Catskill, one of Hudson Valley's most sought-after towns. This spacious ranch offers 3 bedrooms and 3 full bathrooms, including a beautifully appointed primary suite with a soaking tub. A flexible multi-purpose room provides the perfect space for a home office, studio, or guest overflow. A standout feature of the home is the charming, enclosed porch, which opens to expansive deck areas on both sides, ideal for entertaining or simply enjoying the surrounding landscape. Inside, you will find hardwood floors, central air conditioning, and a dedicated laundry room for everyday ease. Set on 1.5 acres, the property features a gently meandering creek, established perennial gardens, and a private, fenced yard. A separate shed with electric adds even more flexibility. There is an attached 500 square foot garage, complete with a 10-foot overhead door, high ceilings, and built in workbenches, perfect for storage, hobbies, or a workshop. Conveniently located just a short distance from the Villages of Catskill and Cairo, within the Catskill School District, and offering easy access via Routes 23 and 32, this property combines comfort, functionality, and a beautiful setting. Schedule your private showing today! A 3D Walkthrough Tour is available in the digital Lookbook or by request.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
5/10
Catskill Middle SchoolGrades 6-85.0 mi
4/10

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Block,Frame,Vinyl Siding,See Remarks

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Wine Cooler,Washer,Refrigerator,Microwave,Electric Range,Dryer,Dishwasher
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Crawl Space,Exterior Entry,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • 3 Seasons Room,Built-in Features,Ceiling Fan(s),Crown Molding,Entrance Foyer,Kitchen Island,Natural Woodwork,Pantry,Recessed Lighting,Soaking Tub,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,512

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,512
  • Total interior livable area: 1,512 sqft

Property

Details

  • Parcel number: 137.00116.2
  • Zoning: RA-1.5
  • Zoning description: Residential Agricultural - 1.5 acre minimum

Features

  • Levels: One
  • Patio & porch: Deck,Front Porch
  • Exterior features: Garden,Private Yard
  • Fencing: Back Yard,Chain Link
  • Has view: Yes
  • View description: Creek/Stream,Neighborhood,Trees/Woods
  • Has water view: Yes
  • Water view: Creek/Stream

Lot

  • Lot size: 1.50 Acres
  • Features: Back Yard,Few Trees,Front Yard,Garden,Landscaped,Level,Private

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Garage Faces Front,Gravel,Garage Door Opener,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Greene County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$144$1,728
Property Taxes $404$4,848
Electricity $249$2,998
Total$2,561$30,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,805/yr
40% on housing$76,830/yr
45% on housing$68,293/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.6%
2.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.4%
-4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 12414$214
Greene County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 12414
Greene County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$349,000
2026-08-04Contingent$349,000
2026-07-14Listed for sale$349,000
2026-06-25Contingent$349,000
2026-05-26Price change$349,000
2026-04-27Price change$359,000
2026-04-22Listed for sale$369,000
2026-04-06Contingent$369,000
2026-03-27Listed for sale$369,000
2025-07-23Sold$348,000
2025-05-23Pending sale$339,000
2025-05-15Listed for sale$339,000
2019-01-22Sold$48,502

For Sale by Agent

AgentAllison Morelle
BrokerageColdwell Banker Village GreenK

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