547 Fm 513, Lone Oak, TX, 75453
About This Home
Looking for peaceful country living just minutes from Lake Tawakoni? Welcome to this charming 4-bedroom, 2-bath home nestled in the Holiday Hills community. With 1,632 square feet of living space, this single-story home offers a comfortable layout with durable wood and vinyl flooring, central air, and high-speed internet availability. The spacious four-bedroom design provides flexibility for a growing family, guests, or a home office. Situated on an all-weather road, the property features a gravel drive and a manageable lot that's easy to maintain while leaving more time to enjoy nearby boating, fishing, and outdoor recreation at Lake Tawakoni. Located in sought-after Rains ISD, this home offers the perfect blend of quiet country living and everyday convenience. Don't miss your opportunity to make this East Texas property your own!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1998
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Detached
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Washer Hookup,Electric Dryer Hookup
Bedroom
- Level: First
- Dimensions: 0 x 0
Bedroom
- Level: First
- Dimensions: 0 x 0
Bedroom
- Level: First
- Dimensions: 0 x 0
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Cooling
- Cooling features: Central Air
Features
- High Speed Internet
- Flooring: Vinyl,Wood
Interior Area
- Total interior livable area: 1,632 sqft
Living Room
- Level: First
- Dimensions: 0 x 0
Master Bedroom
- Level: First
- Dimensions: 0 x 0
Property
Details
- Parcel number: R6989
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Lot size: 7,013 sqft
Parking
- Parking features: Gravel
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Strong Wind
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,618 | $19,416 |
| Home Insurance * | $218 | $2,616 |
| Property Taxes | $98 | $1,176 |
| Electricity | $238 | $2,859 |
| Total | $2,172 | $26,064 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Listed for sale | $320,000 |
For Sale by Agent
View on Zillow