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151 E Windy Ridge Lane, Belfair, WA, 98528

5beds
5baths
5,843sqft
$2,500,000
$428price/sqft
$14,980/moest. monthly cost
$599,200/yrincome needed

About This Home

Escape the density of the shoreline for a RARE 5.05-acre private sanctuary where space, privacy, & purpose converge. Stately stone-walled entrance already wired for a custom security gate sets the tone, welcoming you into a thoughtfully designed multi-structure estate that delivers a level of scale & flexibility waterfront parcels simply cannot replicate. Purpose-built for versatility, the property functions as a true lifestyle compound. A 3,000 sq. ft. climate-controlled shop caters effortlessly to collectors, hobbyists, or car enthusiasts. A fully independent guest residence provides comfort & autonomy for extended stays, multigenerational living, or income potential. Expansive grounds create a sense of seclusion rarely found, with room to expand, entertain, or simply enjoy the quiet luxury of space. Every element has been curated to support a dynamic lifestyle where work, recreation, & retreat coexist seamlessly. This is more than a home; it’s a secure, high-functioning estate designed for those who value privacy, flexibility, & a deeper sense of place. Don't miss it!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

3/10
Belfair Elementary SchoolGrades PK-55.0 mi
4/10
Hawkins Middle SchoolGrades 6-83.7 mi
2/10

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Stone,Cement Plank

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,See Remarks,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Tankless,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Second

Bedroom

  • Level: Garage

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Bonus Room

  • Level: Second

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room,High Tech Cabling,Pantry
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Electric,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,Electric,Propane
  • Cooling features: Forced Air,Heat Pump

Interior Area

  • Total structure area: 3,683
  • Total interior livable area: 5,843 sqft

Kitchen With Eating Space

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 222232290072
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,High Tech Cabling,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater,Wet Bar,Wine/Beverage Refrigerator
  • Has view: Yes
  • View description: Canal,Territorial
  • Has water view: Yes
  • Water view: Canal
  • Topography of land: Partial Slope
  • Residential vegetation: Garden Space

Lot

  • Lot size: 5.05 Acres
  • Features: Dead End Street,Paved,Secluded,Cable TV,Deck,Gas Available,Green House,High Speed Internet,Outbuildings,Patio,Propane,RV Parking,Shop

Parking

  • Total spaces: 36
  • Parking features: Driveway,Detached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 36

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Tsunami
    TsunamiModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Inland Flooding
Heat Wave
Landslide
Tsunami
Winter Weather

FEMA Declared Disasters in Mason County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,641$151,692
Home Insurance *$866$10,392
Property Taxes $1,074$12,888
Electricity $399$4,796
Total$14,980$179,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$513,600/yr
40% on housing$449,400/yr
45% on housing$399,466/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$428This listing

vs Other Active Listings

Avg $/sqft

ZIP 98528$207
Mason County$274

vs Homes Sold Last Month

Median $/sqft

ZIP 98528$315
Mason County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$2,999,999

New Construction

AgentKamran Mostofi
BrokerageeXp Realty

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