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2911 Heritage Lake Way, Colville, WA, 99114

2beds
1baths
975sqft
$315,000
$323price/sqft
$2,047/moest. monthly cost
$81,880/yrincome needed

About This Home

Stake your claim on this Huckleberry Haven. This property is perfect for those who seek the outdoors wildlife. The property often has moose, deer and tons of upland birds. The home features 2 bedrooms and a bathroom. Other interior features: on demand hot water heater, wood burning stove, and wall mounted A/C units. There is Shared ownership of approximately 7-acre parcel that leads to the Pend Oreille chain of lakes, with a private dock connecting you to both Heritage and Thomas Lakes, and a private island only reachable by boat. Enjoy picking huckleberries during the summer. Find your wild and explore, hiking, hunting, ATV trails, and lake recreation are literally right outside your door.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

--
7/10
6/10
Colville Senior High SchoolGrades 9-1217.0 mi

Construction

Condition

  • Year built: 2013

Materials

  • Roof: Composition,Metal
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Refrigerator,Microwave

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

First Floor

  • Level: First

Heating & Cooling

  • Heating features: Electric,Baseboard,Ductless
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 975
  • Total interior livable area: 975 sqft

Property

Details

  • Parcel number: 5887153

Features

  • Levels: One
  • Has view: Yes
  • View description: Mountain(s),Territorial,Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Sec Lot,Deeded Access

Lot

  • Lot size: 1.89 Acres
  • Features: Views,Border Public Land

Parking

  • Parking features: Off Site,None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Cold Wave
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters in Stevens County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$128$1,536
Property Taxes $178$2,136
Electricity $149$1,793
Total$2,047$24,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,182/yr
40% on housing$61,410/yr
45% on housing$54,586/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$323This listing

vs Other Active Listings

Avg $/sqft

ZIP 99114$144
Stevens County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 99114$182
Stevens County$220

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$299,000
2026-07-27Price change$315,000
2026-07-10Price change$340,000
2026-06-05Listed for sale$352,000
2025-11-01Listing removed$325,000
2025-09-04Listed for sale$325,000

For Sale by Agent

AgentCamey Whalen
BrokerageClearwater Properties of Washington

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