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3401 Wildflower Rd S, Saint Cloud, MN, 56301

3beds
2baths
1,755sqft
$569,900
$325price/sqft
$4,232/moest. monthly cost
$169,280/yrincome needed

About This Home

Enjoy easy one-level living in this bright and airy custom-built home featuring 3 bedrooms and 2 bathrooms, thoughtfully designed for everyday living and entertaining. The great room boasts over 10 ft high ceilings, large transom windows that fill the space with natural light, and a modern electric fireplace, and is open to the spacious dining area and a beautifully appointed kitchen with soft-close cherry cabinetry, natural quartzite countertops, and a walk-in pantry. The privately situated owner’s suite offers a tray ceiling, generous walk-in closet, and a luxurious bath with dual quartz topped vanities and a walk-in tile shower. Two additional bedrooms and a full bath with a granite vanity and stylish 2x4 porcelain tile surround are located on the opposite side of the home. A functional entry area includes ample storage and a built-in planning desk with granite tops. Additional highlights include custom cherry millwork, LVP flooring throughout, custom closet organizers, in-floor heat along with high-efficiency forced air natural gas heating and central air, and an insulated 3-stall garage. Built with quality in mind, the home features steel siding and Andersen windows, and comes from a builder recognized for energy efficiency over the past four years. Situated on a 0.79-acre lot with a scenic creek and wetland backdrop, the property also benefits from association-provided lawn care and snow removal, plus access to the Deer Creek pool.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

3/10
South Junior High SchoolGrades 6-82.4 mi
3/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt

Other

  • Builder name: SCHNETTLER CUSTOM BUILDERS LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Bedroom2

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Bedroom3

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 150
  • Dimensions: 15x10

Features

  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,720

Heating & Cooling

  • Heating features: Boiler,Forced Air,In-Floor Heating
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,755
  • Total interior livable area: 1,755 sqft

Kitchen

  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Laundry

  • Level: Main
  • Area: 45
  • Dimensions: 9x5

Living Room

  • Level: Main
  • Area: 304
  • Dimensions: 19x16

Mud Room

  • Level: Main
  • Area: 96
  • Dimensions: 16x6

Property

Accessibility

  • Accessibility features: No Stairs External,No Stairs Internal

Details

  • Parcel number: 82464300160
  • Zoning description: Residential-Single Family
  • Foundation area: 1755

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Shared
  • Patio & porch: Patio

Lot

  • Lot size: 0.79 Acres
  • Lot size dimensions: 136 x 260 x 137 x 288

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Lightning

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,881$34,572
Home Insurance *$359$4,308
Property Taxes $822$9,864
Electricity $170$2,050
Total$4,232$50,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,097/yr
40% on housing$126,960/yr
45% on housing$112,853/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 56301$131
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56301$148
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$569,900

New Construction

AgentMatt Wieber
BrokerageAgency North Real Estate, Inc

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