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10 Thompson Street, Ballston Spa, NY, 12020

1beds
2baths
3,000sqft
$299,000
$100price/sqft
$2,392/moest. monthly cost
$95,680/yrincome needed

About This Home

Don't miss out on this awesome opportunity to own a piece of history in the heart of the village of Ballston Spa. This 3000sf barn with a finished apartment on the 2nd level provides the perfect setting for your new business. Convenient to everything in the up and coming village of Ballston Spa. It is located in the Central Business District which allows for a variety of commercial uses...retail, restaurant, office, etc. Endless opportunities await this property. Potential off street parking for 2-3 cars in front of building.

Getting Around

84
WalkingVery Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

6/10
8/10
6/10

Construction

Condition

  • Year built: 1892

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Carriage/Patio
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Oven,Washer
  • Laundry features: Laundry Closet

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Den

  • Level: Second

Dining Room

  • Level: Second

Features

  • Vaulted Ceiling(s),Eat-in Kitchen,Kitchen Island
  • Flooring: Concrete,Hardwood,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 3,000

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,000
  • Total interior livable area: 3,000 sqft

Kitchen

  • Level: Second

Living Room

  • Level: Second

Other

  • Level: First

Property

Details

  • Parcel number: 414201 216.24261
  • Zoning description: Commercial
  • Special condition: Standard

Features

  • Patio & porch: Patio
  • Exterior features: None

Lot

  • Lot size: 2,613 sqft
  • Features: Level,Road Frontage

Parking

  • Total spaces: 2
  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$70$840
Property Taxes $316$3,792
Electricity $495$5,949
Total$2,392$28,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,011/yr
40% on housing$71,760/yr
45% on housing$63,786/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 12020$240
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12020$271
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-04Price change$299,000
2025-06-07Listed for sale$325,000
2024-08-22Listing removed$350,000
2024-08-02Listed for sale$350,000
2024-08-02Listing removed--
2024-07-11Price change$350,000
2024-05-01Listed for sale$400,000
2024-04-30Listing removed--
2024-03-14Price change$400,000
2024-01-29Listed for sale$450,000
2013-04-17Sold$50,000

For Sale by Agent

AgentDaniel Munn
BrokerageHigh Rock Realty

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