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4386 Route 50, Saratoga Springs, NY, 12866

5beds
3baths
2,236sqft
$499,999
$224price/sqft
$3,553/moest. monthly cost
$142,120/yrincome needed

About This Home

Large reduction! 2 homes on the property. Pre-inspection already done! Motivated sellers!! 2,236 of finished living space! Exceptional opportunity to own a beautifully updated property offering space, versatility and income potential. The main home features 5 bedrooms, 2 full bathrooms. Major updated include a renovated kitchen and bathrooms (2023) Newer flooring, fresh paint, newer windows, septic (2019) Well (2023) driveway (2023) sump pump and French drain (2023) and a newer roof. A pre-listing inspection has been completed to add buyer confidence. The separate income producing space includes 3 bedrooms and generates $1400 per month. Perfect for offsetting your mortgage or have multigenerational living space. Outside offers an oversized extra high 2 car garage, carport, barn, shed and spacious 3 season room with plenty of room for storage, hobbies and entertaining. A rare, flexible property with strong income producing potential and move in ready updates. *Open house this Saturday 8/8/26 from 10:30-12:30

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1971

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Electric Oven,Oven,Refrigerator,Washer,Washer/Dryer

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Second

Family Room

  • Level: Second

Features

  • High Speed Internet,Solid Surface Counters,Walk-In Closet(s)
  • Finished area below ground: 0
  • Finished area above ground: 2,236

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Hot Water,Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,236
  • Total interior livable area: 2,236 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 415600 128133
  • Zoning description: Single Residence
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Patio & porch: Deck,Patio
  • Exterior features: Garden
  • Has view: Yes
  • View description: Trees/Woods,Forest

Lot

  • Lot size: 1.58 Acres
  • Features: Level,Private,Cleared,Garden

Parking

  • Total spaces: 8
  • Parking features: Off Street,Paved,Attached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$127$1,524
Property Taxes $529$6,348
Electricity $369$4,434
Total$3,553$42,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,817/yr
40% on housing$106,590/yr
45% on housing$94,746/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 12866$450
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12866$330
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Price change$484,999
2026-06-30Price change$499,999
2026-06-18Price change$529,900
2026-05-28Listed for sale$545,000
2007-04-30Sold$232,500

For Sale by Agent

AgentLars Huus-Skladzinski
BrokerageJulie & Co Realty LLC

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