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3253 Highway 488, Carthage, MS, 39051

4beds
6baths
4,323sqft
$499,000
$115price/sqft
$3,263/moest. monthly cost
$130,520/yrincome needed

About This Home

Spacious 4-bedroom, 5.5-bath home offering over 4,300 sq ft, set on 13.7± acres with a private pond. This private Leake County retreat blends peaceful country living with space, comfort, and timeless charm. Thoughtfully designed for both everyday living and unforgettable gatherings, this home offers a well-balanced layout across three levels. From the moment you enter, you'll notice the warmth of hardwood floors, soaring ceilings, and natural light that fills the home. The main level offers a spacious living area, formal dining room, and a well-appointed kitchen with granite countertops, island, and breakfast area, perfect for gathering with family and friends. The primary suite is conveniently located on the main level, featuring a soaking tub, separate shower, double vanities, and walk-in closets. The finished basement opens up a whole new level of possibilities with a full second kitchen, expansive open living space, built-in shelving, bar area, fireplace, and full bath, ideal for entertaining, hosting guests, or multi-generational living. Step outside and take in the views from the large covered porch or upper balcony overlooking the pond and surrounding acreage. Whether it's quiet mornings, evenings by the water, or time spent with family, this property offers the kind of setting that's hard to find. Located just minutes from Carthage, this home offers the perfect balance of privacy, space, and convenience, ready for you to make it your own.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

3/10
3/10
Leake County High SchoolGrades 7-127.5 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Combination,Slab
  • Roof: Architectural Shingles
  • Construction materials: Vinyl,Brick,Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Exhaust Fan,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Bar,Bookcases,Breakfast Bar,Built-in Features,Ceiling Fan(s),Central Vacuum,Crown Molding,Double Vanity,Dry Bar,Entrance Foyer,Granite Counters,High Ceilings,His and Hers Closets,Kitchen Island,Primary Downstairs,Recessed Lighting,Smart Thermostat,Soaking Tub,Storage,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Dead Bolt Lock(s),French Doors,Insulated
  • Window features: Drapes,Window Treatments
  • Flooring: Carpet,Combination,Wood,Other
  • Fireplace features: Propane
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s),Propane
  • Cooling features: Central Air,Multi Units

Interior Area

  • Total structure area: 4,323
  • Total interior livable area: 4,323 sqft

Property

Details

  • Parcel number: 086220007.03

Features

  • Levels: Three Or More
  • Stories: 3
  • Exterior features: Balcony,Lighting,Private Yard
  • Fencing: Partial
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 13.70 Acres
  • Features: Front Yard,Landscaped,Sloped

Parking

  • Total spaces: 3
  • Parking features: Carport,Storage
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Lightning
Tornado
Drought
Hail
Hurricane
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Neshoba County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$119$1,428
Property Taxes $220$2,640
Electricity $401$4,823
Total$3,263$39,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,874/yr
40% on housing$97,890/yr
45% on housing$87,013/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 39051$98
Neshoba County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 39051
Neshoba County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-23Listed for sale$530,000

For Sale by Agent

AgentBritt M Barnes
BrokerageBritt Barnes Realty Group

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