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151 W Cotter Rd, Brasher Falls, NY, 13613

1beds
1baths
0sqft
$57,500
--price/sqft
$666/moest. monthly cost
$26,640/yrincome needed

About This Home

Tucked along the steady flow of the Deer River, this classic riverside cabin—known as Riversong—offers a simple, peaceful place to unplug. You’ll hear the river moving over the rocks and winding past the cottage—day and night. To experience this property, use this link for a 3D Tour https://northcountry360tours.com/151WestCotterRd The location is a standout—just a short drive to expansive state lands—making it a perfect base camp for hunting, hiking, and all-season adventure. There are nearby trails for UTV’s and snowmobiling. Whether you’re scouting the woods or rolling in for the weekend with a truck full of gear, Riversong delivers the kind of no-fuss getaway that’s hard to find. Right out back the riverside of the cottage offers a private spot to kick back and watch the water move by, with a panoramic forest view across the way. The cottage features a half bath serviced by a 300-gallon holding tank, ensuring convenience without compromising on charm. The kitchen is well appointed with ample counter and cabinet space, providing a cozy spot for meals, especially on rainy days. In the living room, a standalone propane gas stove takes the edge off the chill, while vaulted ceilings with a ceiling fan add to the airy ambiance. Adjacent to the living room, a sunroom with sliding doors seamlessly blend the indoors with the outdoors, inviting nature to become a part of daily life. The bedroom, located off the kitchen on the riverside, ensures that the gentle lullaby of the river will soothe you to sleep each night. The cottage is furnished and stocked, so it’s ready to use and enjoy from day one. A storage shed on the property houses the water pump, which draws water from the river. Although the water is untreated and non-potable, it serves as a reminder of the simplicity and natural beauty that defines Riversong. This delightful cottage offers an affordable opportunity to own your own retreat and truly immerse yourself in the tranquility of nature.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
6/10

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Stove-Elec,Water Heater(Electric)

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Vaulted Ceiling(s)
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Free Standing Gas Stove
  • Fireplace: Yes

Heating

  • Heating features: Propane

Interior Area

  • Total structure area: 584

Kitchen

  • Area: 143

Living Room

  • Area: 121

Master Bedroom

  • Area: 88

Property

Details

  • Parcel number: 35.03619

Features

  • Levels: One
  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: River Front,Creek or river on prop
  • Frontage length: Main Road: 75,Water Frontage: 75

Lot

  • Lot size: 6,075 sqft
  • Lot size dimensions: 75 x 81

Parking

  • Parking features: Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Winter Weather
Ice Storm

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $290$3,480
Home Insurance *$38$456
Property Taxes $92$1,104
Electricity $246$2,954
Total$666$7,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,834/yr
40% on housing$19,980/yr
45% on housing$17,760/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 13613$90
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13613$152
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-29Price change$57,500
2025-10-01Price change$59,900
2025-06-19Price change$66,500
2025-05-01Listed for sale$72,500
2020-10-20Sold$47,000
2020-08-20Pending sale$59,000
2020-06-09Listed for sale$59,000
2011-06-24Sold$14,000

For Sale by Agent

AgentJennifer Stevenson
BrokerageBlue Heron Realty

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