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541 State Route 183, Williamstown, NY, 13493

1beds
1baths
336sqft
$99,900
$297price/sqft
$958/moest. monthly cost
$38,320/yrincome needed

About This Home

Looking for simple living, or the perfect recreational spot - Here is the perfect location for you! Year round enjoyment can be found here. The cabin is currently 336 sq ft, however sitting on 1.75 +/- acres you have plenty of room to expand if desired. One room concept with kitchen-living combo, full bath and dedicated bedroom space. Woodstove for supplemental heat with an electric thermostat unit for primary heat. Full basement houses the new water heater and well bladder tank. Two sheds plus shipping container for plenty of storage. Close to both snowmobile & ATV trails.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Resale
  • Year built: 1990

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen,Kitchen/Family Room Combo,Other,See Remarks,Bedroom on Main Level
  • Flooring: Varies,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Electric,Wood

Interior Area

  • Total structure area: 336
  • Total interior livable area: 336 sqft

Property

Details

  • Parcel number: 35220017800000020162000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Gravel Driveway

Lot

  • Lot size: 1.75 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 417 x 172

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters in Oswego County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$45$540
Property Taxes $162$1,944
Electricity $246$2,954
Total$958$11,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,845/yr
40% on housing$28,740/yr
45% on housing$25,546/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 13493$189
Oswego County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 13493$153
Oswego County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Price change$99,900
2026-05-26Price change$114,900
2026-05-24Listed for sale$124,900
2018-10-25Sold$33,000
2005-01-27Sold$7,000

For Sale by Agent

AgentCindy Mears
BrokerageTug Hill Real Estate

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