222 Starr Rd, Otego, NY, 13825
About This Home
One bedroom and a loft cabin with 33 acres ready for you to enjoy it. Easy walking, wooded with lots of game. A nice brook runs down one side of the property. Town maintained road There is a small very old cemetery (early 1800s) on the property.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Materials
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Oven
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Fireplace features: Wood Burning Stove
- Finished area above ground: 0
Heating
- Heating features: Electric,Wood,Baseboard
Interior Area
- Total structure area: 0
Kitchen
- Features: Open
Property
Details
- Parcel number: 3648892720013604
- Lease amount: 0
Features
- Stories: 2
- Patio & porch: Covered Porch
- Exterior features: Utilities
- Has view: Yes
- View description: Stream,Wooded
- Has water view: Yes
- Water view: Stream
- On waterfront: Yes
- Waterfront features: Stream
Lot
- Lot size: 33 Acres
- Features: Trees
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Otsego County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $809 | $9,708 |
| Home Insurance * | $60 | $720 |
| Property Taxes | $205 | $2,460 |
| Electricity | $246 | $2,954 |
| Total | $1,320 | $15,840 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-28 | Listed for sale | $160,000 |
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