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89 Maple Avenue, Lanesville, NY, 12442

3beds
2baths
900sqft
$399,900
$444price/sqft
$2,950/moest. monthly cost
$118,000/yrincome needed

About This Home

Rare Catskills Investment Opportunity Just 4 Minutes from Hunter Mountain! Positioned on a hard-to-find half-acre lot in one of Hunter's most desirable locations, this income-producing property offers the flexibility today's investors are searching for. Featuring two completely separate units with private entrances, dedicated parking areas, and independent living spaces, the property is ideally suited for short-term rental, long-term rental, owner-occupancy with supplemental income, or dual-rental strategies. The upper unit offers 2 bedrooms while the lower unit provides a private 1-bedroom layout, creating multiple revenue streams and the ability to accommodate different guest groups simultaneously. Few properties in the Hunter market offer this level of versatility this close to the mountain. Beyond the income potential, guests and owners alike will appreciate access to the nearby Hunter Mountain Reservoir, providing an additional recreational amenity rarely found in the area. Combined with proximity to Hunter Mountain skiing, North-South Lake, hiking trails, ziplining, festivals, golf, restaurants, and year-round Catskills attractions, the location supports strong rental demand throughout all four seasons. Outside, the property is designed for the guest experience with a covered pavilion, outdoor bar, grilling station, fire pit, hot tub, and multiple gathering spaces that help drive occupancy, repeat bookings, and premium nightly rates. Whether you're expanding an existing short-term rental portfolio, seeking a vacation property with income potential, or looking for a multi-unit investment in one of the Catskills' strongest tourism markets, this property presents a compelling opportunity with multiple paths to profitability.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1968

Materials

  • Construction materials: Drywall,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Camp,Cottage,Ranch
  • Property subType: Single Family Residence,Residential,Duplex

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Washer/Dryer

Basement

  • Has basement: Yes
  • Basement: Apartment,Exterior Entry,Finished,Full,Heated

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 820
  • Finished area above ground: 900

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Basement

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Basement

Living Room

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 193601 164.0572
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Exterior features: Lighting,Outdoor Bar

Lot

  • Lot size: 0.56 Acres

Parking

  • Total spaces: 6
  • Parking features: Off Street,Stone

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hurricane
Tornado
Winter Weather

FEMA Declared Disasters in Greene County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$219$2,628
Property Taxes $463$5,556
Electricity $246$2,954
Total$2,950$35,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,142/yr
40% on housing$88,500/yr
45% on housing$78,666/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.6%
2.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.4%
-4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$444This listing

vs Other Active Listings

Avg $/sqft

ZIP 12442$212
Greene County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 12442
Greene County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Listed for sale$399,900
2026-03-21Listing removed$425,000
2025-12-01Listed for sale$425,000
2023-11-28Sold$380,000
2019-11-05Listing removed$259,900
2019-05-05Listed for sale$259,900
2007-05-04Sold$146,400

For Sale by Agent

AgentApril D Seney
BrokerageVenture Fox Realty Group LLC

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