4805 Henson Dr, Geneva, NY, 14456
About This Home
West side Seneca Lake- Enjoy the Sunrises from this one room vaulted ceiling cottage. 2 Decks, dock and boat hoist. 39' of lakefront. There is no running water or a bathroom in the cottage. Delayed negotiations Monday April 13,2026 at 2:00pm. Please allow 24 hrs for response.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1990
Materials
- Foundation: Pillar/Post/Pier
- Roof: Asphalt,Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator
Basement
- Basement: None
Features
- Kitchen/Family Room Combo,Other,See Remarks,Sliding Glass Door(s)
- Door features: Sliding Doors
- Flooring: Hardwood,Varies
Heating
- Heating features: Other,See Remarks,None
Interior Area
- Total structure area: 252
- Total interior livable area: 252 sqft
Property
Details
- Parcel number: 3230001470160001016000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Deck,Dock,See Remarks
- On waterfront: Yes
- Waterfront features: Beach Access,Boat Ramp/Lift Access,Dock Access,Lake
- Waterbody name: Seneca Lake
- Frontage length: 39
Lot
- Lot size: 1,755 sqft
- Features: Flood Zone,Other,Rectangular,Rectangular Lot,See Remarks
- Lot size dimensions: 39 x 45
Parking
- Parking features: No Garage,No Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Ontario County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,010 | $12,120 |
| Home Insurance * | $81 | $972 |
| Property Taxes | $314 | $3,768 |
| Electricity | $246 | $2,954 |
| Total | $1,651 | $19,812 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-06 | Listed for sale | $219,900 |
| 2004-08-17 | Sold | $42,000 |
View on Zillow