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1038 Garvin Pl, Louisville, KY, 40203

3beds
3baths
1,873sqft
$410,000
$219price/sqft
$3,123/moest. monthly cost
$124,920/yrincome needed

About This Home

Timeless elegance in the heart of historic Old Louisville! This stunning turn of the century brick home perfectly blends classic architectural charm with modern updates, offering the best of both worlds. Completely renovated by the previous owner in 2023, the current owners have continued to enhance the property with thoughtful improvements, including new privacy fencing added to the existing fence, additional electrical updates upstairs, new blinds and shutters, and more. Mature shade trees and a private off-street parking pad create a welcoming exterior, while the stately covered front porch with classic columns invites you inside. The foyer opens to a beautiful living room featuring a striking coffered ceiling, rich hardwood floors, and a cozy gas fireplace that creates a warm, inviting atmosphere. A charming glass partition separates the living room from the formal dining room, providing an elegant space for entertaining. The custom kitchen is designed to impress with gorgeous quartz countertops, stainless steel appliances, abundant cabinetry, and stylish finishes. A convenient powder room completes the main level. Upstairs, you'll find original hardwood flooring throughout all three bedrooms. The spacious primary suite features an ornamental fireplace and a beautifully appointed en suite bathroom with a tiled walk-in shower. The unfinished basement offers generous storage space and includes the laundry area. Major updates completed during the 2023 renovation provide peace of mind for years to come, including a new roof, furnace, air conditioner, water heater, updated plumbing, a new electrical panel, spray foam attic insulation, and much more. A complete list of improvements is available in the listing documents. Don't miss this rare opportunity to own a beautifully restored historic home with modern comforts in one of Louisville's most beloved neighborhoods. Schedule your private showing today!

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
84
BikeVery Bikeable

Schools

9/10
5/10
Meyzeek Middle SchoolGrades 6-80.8 mi
2/10
Jeffersontown High SchoolGrades 9-1210.1 mi

Construction

Condition

  • Year built: 1908

Materials

  • Foundation: Concrete Blk
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,873

Foyer

  • Level: First

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric,Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,873
  • Total interior livable area: 1,873 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 08029H00250000

Features

  • Stories: 2
  • Patio & porch: Deck,Porch
  • Fencing: Wood

Lot

  • Lot size: 4,791 sqft
  • Features: Sidewalk,Level
  • Lot size dimensions: 41 x 112.5

Parking

  • Parking features: Off Street,See Remarks
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Cold Wave
Earthquake
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$460$5,520
Property Taxes $436$5,232
Electricity $154$1,850
Total$3,123$37,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,074/yr
40% on housing$93,690/yr
45% on housing$83,280/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 40203$99
Jefferson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 40203$139
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$399,900
2026-07-15Listed for sale$410,000
2023-07-20Sold$375,000
2023-06-19Pending sale$380,000
2023-06-19Contingent$380,000
2023-05-30Listed for sale$380,000
2022-06-15Sold$150,000
2022-03-03Pending sale$149,900
2022-02-28Listed for sale$149,900

For Sale by Agent

AgentJay Pitts
BrokerageRE/MAX Premier Properties

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