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1689 Long Point Beach Rd, Penn Yan, NY, 14527

1beds
1baths
601sqft
$350,000
$582price/sqft
$2,524/moest. monthly cost
$100,960/yrincome needed

About This Home

Seasonal Seneca Lake Property with Waterfront Bungalow An outstanding opportunity to own a 0.37-acre Seneca Lake property offering immediate seasonal enjoyment and long-term development potential. This 600 sq ft seasonal residence/camp is set high on a dramatic rock ledge overlooking the lake, providing elevated views, privacy, and a rare building setting well-suited for an improved lakefront retreat or leave it just how it is. The existing camp features wood stove heat and is supported by major infrastructure upgrades that add significant value for future construction. Improvements include a new 200-amp electrical service installed in 2021, a new septic pump and tank (2018), and a new leach field (2021)-key components already in place for expansion or redevelopment (subject to local approvals). All construction history and upgrade documentation to date is available upon request. Being sold as seen in pictures, but the owner plans to finish up construction of stairs/decks when weather and schedule permits. A set of newly constructed stairs, with overlook landings, leads down dockside where a newly incorporated waterfront bungalow offers additional lakeside enjoyment. Parking is conveniently located at the town road, creating a practical upper access point for materials and equipment. A tramline system has been installed, making continued construction, maintenance, or future building projects significantly easier on this elevated lakefront parcel. Seneca Lake, the largest and deepest of the Finger Lakes, is known for its exceptional water clarity, boating, fishing, swimming, and sailing. The area is also home to the renowned Seneca Lake Wine Trail, along with nearby state parks, hiking trails, waterfalls, and charming lakeside communities. The lake's depth helps moderate temperatures, extending the recreation season and making it a highly desirable location for long-term investment. This section of the lake never freezes as it's depths are the deepest directly out 300 yards off this dock. Whether you choose to enjoy the property as a classic seasonal camp or envision a custom-built lakefront home, this property offers rare infrastructure, access, and elevation advantages on one of New York's most sought-after lakes. A unique opportunity to secure a Seneca Lake parcel with both immediate use and future potential. From wine trail Airbnb to chartering for Lake Trout this one has no limits. Make this one yours and spend this 4th of July in your cabana with a front row seat to the lake's many celebrations!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

3/10
4/10
Penn Yan Middle SchoolGrades 6-87.5 mi
5/10
Penn Yan AcademyGrades 9-127.7 mi

Construction

Condition

  • Year built: 1935

Materials

  • Roof: Metal
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate
  • Fireplace features: Wood Burning Stove
  • Finished area above ground: 601

Heating

  • Heating features: Wood,Other

Interior Area

  • Total structure area: 601
  • Total interior livable area: 601 sqft

Kitchen

  • Features: Open,Other Counters

Property

Details

  • Parcel number: 64.4411
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Lake,Wooded
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Seneca Lake
  • Frontage length: 0

Lot

  • Lot size: 0.37 Acres
  • Features: Trees

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Drought
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Yates County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$95$1,140
Property Taxes $414$4,968
Electricity $246$2,954
Total$2,524$30,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,537/yr
40% on housing$75,720/yr
45% on housing$67,306/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$582This listing

vs Other Active Listings

Avg $/sqft

ZIP 14527$324
Yates County$282

vs Homes Sold Last Month

Median $/sqft

ZIP 14527$241
Yates County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Price change$394,900
2026-03-28Listed for sale$399,900
2018-07-16Sold$112,000
2009-09-17Sold$75,000

For Sale by Agent

AgentEthan Reynolds
BrokerageNY OUTDOOR REALTY LLC

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