




162 Terrace Drive, Prattsville, NY, 12468
About This Home
Tucked away on nearly five private wooded acres, this enchanting log chalet is the authentic Catskill Mountain retreat -- a place to unplug, recharge, and reconnect with nature. With a finished basement level, living area is a generous 1540 square feet, though tax record reflects 770sqft. Set along one of the area's most scenic Catskill Mountain roads and backing directly to protected state land, the property offers exceptional privacy and year-round access to hiking, skiing, and outdoor adventure right from your doorstep. Inside, the home blends rustic charm with everyday comfort. Featuring 2 bedrooms, a flexible office/den space, and 2 bathrooms -- one on each level -- the layout is warm, inviting, and highly functional. Rich wood detailing throughout enhances the classic chalet feel, while sliding glass doors open directly onto the balcony and deck, filling the home with natural light and forest views. The generous eat-in kitchen is designed for gathering, with porcelain countertop and extensive wooden cabinets providing ample space to cook and enjoy meals together after a day outdoors. A cast iron woodstove anchors the living space, creating the perfect cozy atmosphere for crisp mountain evenings, while a new stacked washer and dryer add modern convenience. Step outside and immerse yourself in the peaceful Catskills woodland surroundings. Sip your morning coffee on the deck, soak in the private hot tub beneath the trees, or unwind on the bluestone patio. Hummingbirds frequent the home in warmer months and wildlife sightings are common. A fenced-in area offers added flexibility for pets, play, or quiet outdoor enjoyment. Ideally located in the heart of the Catskill Mountains, the cabin is just minutes from the scenic Schoharie Creek- perfectly positioned for fishing, kayaking, swimming, and relaxing riverside afternoons. Enjoy easy access to local favorites like Westkill Brewing & The Prattsville Tavern. Outdoor enthusiasts will appreciate being close to premier ski destinations including Hunter Mountain and Windham Mountain Club, as well as trailheads, swimming spots and music venues. Whether you're looking for a full-time residence, a weekend escape, or a potential income-producing getaway, this special paradise captures the timeless magic of Catskills living with the perfect balance of charm, comfort, and seclusion.
Getting Around
Schools
Construction
Condition
- Year built: 1987
Materials
- Foundation: Slab
- Roof: Asphalt
- Construction materials: Frame,Log Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Chalet
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Washer/Dryer Stacked,Stainless Steel Appliance(s),Range Hood,Ice Maker,Free-Standing Refrigerator,Free-Standing Electric Range,Electric Water Heater,Electric Oven,Dishwasher
- Laundry features: In Bathroom,Inside,Lower Level
Basement
- Has basement: Yes
- Basement: Finished
Bathroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: First
Features
- Cedar Closet(s),Ceiling Fan(s),Crown Molding,Eat-in Kitchen,High Speed Internet,Hot Tub,Natural Woodwork,Pantry,Recessed Lighting,Smart Light(s)
- Door features: Sliding Doors
- Window features: Bay Window(s),Garden Window(s),Wood Frames
- Flooring: Laminate,Luxury Vinyl,Tile
- Finished area below ground: 770
- Finished area above ground: 770
Heating & Cooling
- Heating features: Electric,Hot Water,Oil,Wood,Wood Stove
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 1,540
- Total interior livable area: 1,540 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: Second
Office
- Level: Second
Other
- Level: First
Property
Details
- Parcel number: 127.00
- Zoning: RR Rural Res
Features
- Levels: Two
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Deck,Front Porch
- Exterior features: Dog Run,Fire Pit,Garden,Lighting,Private Yard,Rain Gutters,Smart Light(s),Uncovered Courtyard
- Fencing: Chain Link,Partial,See Remarks
- Has view: Yes
- View description: Garden,Mountain(s),Rural,Trees/Woods
Lot
- Lot size: 4.86 Acres
- Features: Back Yard,Garden,Gentle Sloping,Landscaped,Many Trees,Native Plants,Private,Secluded,Wooded
Parking
- Total spaces: 2
- Parking features: On Site,Private,Outside,Off Street
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Greene County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $173 | $2,076 |
| Property Taxes | $405 | $4,860 |
| Electricity | $254 | $3,053 |
| Total | $2,601 | $31,212 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-03 | Listed for sale | $350,000 |
| 2023-07-15 | Listing removed | -- |
| 2023-05-15 | Listed for sale | $410,000 |
| 2006-10-20 | Sold | $225,000 |
| 1999-03-15 | Sold | $25,000 |
For Sale by Agent
