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825 County Route 51, Coxsackie, NY, 12051

3beds
2baths
2,036sqft
$489,900
$241price/sqft
$3,568/moest. monthly cost
$142,720/yrincome needed

About This Home

Pride of ownership in the scenic Northern Hudson Valley, this impeccably maintained ranch-style home offers the perfect blend of comfort, privacy, and country charm. Set on a beautifully landscaped property with mature trees and expansive green space, the home features 3 bedrooms and 2 full baths, providing an ideal layout for everyday living. Pride of ownership is evident throughout, with meticulous care shown both inside and out. Enjoy peaceful outdoor living surrounded by established landscaping and a picturesque setting. The property also includes a detached 2-car garage and an oversized shed, offering exceptional storage and workspace options for hobbies, equipment, or recreational needs. Whether you're seeking a full-time residence or a tranquil retreat, this move-in-ready home delivers timeless appeal, practical amenities, and the serene lifestyle the Northern Hudson Valley is known for. A rare opportunity to own a truly well-cared-for property in a desirable location.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
3/10
Greenville Middle SchoolGrades 6-87.3 mi
6/10
Greenville High SchoolGrades 9-127.3 mi

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Partial

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Finished area below ground: 630
  • Finished area above ground: 1,406

Game Room

  • Level: Basement

Heating

  • Heating features: Baseboard

Interior Area

  • Total structure area: 2,036
  • Total interior livable area: 2,036 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Property

Details

  • Parcel number: 39.00120
  • Zoning: rural ag

Lot

  • Lot size: 0.92 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Greene County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$188$2,256
Property Taxes $567$6,804
Electricity $336$4,037
Total$3,568$42,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,331/yr
40% on housing$107,040/yr
45% on housing$95,146/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.6%
2.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.4%
-4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 12051$419
Greene County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 12051
Greene County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$469,900
2026-05-29Listed for sale$489,900
2012-06-12Sold$174,900
2012-03-26Listed for sale$174,900
2006-04-14Sold$194,000

For Sale by Agent

AgentDave Merchant
BrokerageKeller Williams Realty HV Nort

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