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428 Northside Cir, Jackson, MS, 39206

3beds
2baths
1,273sqft
$94,900
$75price/sqft
$900/moest. monthly cost
$36,000/yrincome needed

About This Home

Welcome to this inviting 3-bedroom, 2-bath home offering a comfortable and functional layout designed for everyday living. The bright living area provides a warm and welcoming atmosphere, while the spacious kitchen offers ample cabinet and counter space for meal preparation and entertaining. The primary bedroom features a private bath, and two additional bedrooms provide flexibility for family, guests, or a home office. Step outside to enjoy the backyard with plenty of space for outdoor gatherings, gardening, or relaxing. Conveniently located near schools, parks, shopping, dining, and major roadways, this home combines comfort, convenience, and accessibility in an established neighborhood.

Getting Around

36
WalkingCar-Dependent
25
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

8/10
1/10
Powell Middle SchoolGrades 6-81.3 mi
6/10
Callaway High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Conventional,Slab
  • Roof: Asphalt
  • Construction materials: Masonite,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Water Heater

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Window features: Aluminum Frames
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,273
  • Total interior livable area: 1,273 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 04280082000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Slab
  • Exterior features: Other
  • Fencing: Privacy
  • Waterfront features: None

Lot

  • Lot size: 0.46 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Hinds County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $479$5,748
Home Insurance *$173$2,076
Property Taxes $56$672
Electricity $192$2,304
Total$900$10,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,857/yr
40% on housing$27,000/yr
45% on housing$24,000/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$75This listing

vs Other Active Listings

Avg $/sqft

ZIP 39206$69
Hinds County$92

vs Homes Sold Last Month

Median $/sqft

ZIP 39206$91
Hinds County$86

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-24Listed for sale$94,900
2025-04-26Listing removed$1,145
2025-03-21Listed for rent$1,145
2022-11-23Listing removed--
2022-11-21Listed for rent$950
2011-02-06Listing removed$75,000
2010-06-23Listed for sale$75,000
1998-06-03Sold--

For Sale by Agent

AgentRoderick Ward
BrokerageTrelora Realty, Inc

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