See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

106 State Route 1 N, Cave In Rock, IL, 62919

4beds
1baths
1,472sqft
$154,000
$105price/sqft
$1,920/moest. monthly cost
$76,800/yrincome needed

About This Home

The drive alone to this one, will make you not want to leave. Just 3 miles from historic Cave-In-Rock, Illinois, this spacious 4-bedroom home offers the perfect blend of peaceful country living and convenient access to some of Southern Illinois' most beautiful outdoor destinations. Nestled just outside of town, you'll enjoy the privacy, open space, all without being far from everyday necessities, including fiber internet access. Surrounded by the natural beauty of the Shawnee National Forest and only minutes from Cave-In-Rock State Park, this property is ideal for those who love the outdoors. Spend weekends hiking scenic trails, fishing, boating, or exploring the famous 55-foot-wide riverside cave overlooking the Ohio River. Local favorites like Garden of the Gods, Rim Rock Trails, Pounds Hollow, and the historic Cave In Rock Ferry are all within easy driving distance, making adventure part of everyday life. Cave-In-Rock State Park also offers hiking trails, picnic areas, camping, and direct river access for boating and fishing. The home welcomes you with a large covered concrete front porch-perfect for relaxing with your morning coffee, decorating for the seasons, or gathering with friends and family on warm summer evenings. Out back, the large covered deck creates even more entertaining space, ideal for grilling, outdoor dining, watching wildlife, and more. The back yard previously had an above ground pool and is already prepared with a partial retaining wall if you want to put one in. Need space for hobbies, storage, or work? The impressive 40x30 pole barn with concrete floor offers endless possibilities. Use it for equipment storage, workshop space, vehicle parking, boat or ATV storage, & hobby projects. If you've been looking for a home that offers room to spread out, access to nature, and the charm of small-town Southern Illinois living, this property delivers the lifestyle you've been searching for.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

7/10
5/10
6/10
Hardin County High SchoolGrades 9-128.0 mi

Construction

Condition

  • Year built: 1978

Materials

  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 234
  • Dimensions: 18X13

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 132
  • Dimensions: 11X12

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 90
  • Dimensions: 10X9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: COMBO

Features

  • Door features: Sliding Doors
  • Attic: Pull Down Stair

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,472
  • Total interior livable area: 1,472 sqft

Kitchen

  • Features: Flooring (Linoleum)
  • Level: Main
  • Area: 200
  • Dimensions: 20X10

Laundry

  • Features: Flooring (Linoleum)
  • Level: Main
  • Area: 98
  • Dimensions: 14X7

Living Room

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 300
  • Dimensions: 20X15

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 140
  • Dimensions: 14X10

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 072900704000
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size dimensions: 200X128X200X127

Parking

  • Total spaces: 6
  • Parking features: Asphalt,Yes,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather
Cold Wave
Drought
Earthquake
Hail

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $778$9,336
Home Insurance *$906$10,872
Property Taxes $106$1,272
Electricity $130$1,569
Total$1,920$23,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,828/yr
40% on housing$57,600/yr
45% on housing$51,200/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -9.9%
-9.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$105This listing

vs Other Active Listings

Avg $/sqft

ZIP 62919$66
Hardin County$72

vs Homes Sold Last Month

Median $/sqft

ZIP 62919
Hardin County$21

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentJASON GOEMAAT
BrokerageALL IN ONE REAL ESTATE CO

Similar Homes