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3495 190th Avenue, Bloomer, WI, 54724

5beds
2baths
2,848sqft
$479,000
$168price/sqft
$3,289/moest. monthly cost
$131,560/yrincome needed

About This Home

Charming two-story farmhouse on 4.7 acres just a few minutes from Hwy 64, and Hwy 53 blends modern convenience with country living. Four upstairs bedrooms (full bath), main-floor bedroom, main floor 1/2 bath, & laundry, generous walk-in closets, rich wood floors, and an updated kitchen with Schrock maple soft-close cabinets, farmhouse sink, granite counters, and gas range. Spacious living room with a cozy wood-burning stove and direct deck access adjacent to the kitchen, perfect for entertaining. Enjoy mornings on the quaint front porch, afternoons on the large deck or paver patio, and fresh fruit from apple trees, blackberries, raspberries, plus wild asparagus. Wildlife abounds: pheasants, ducks, deer hunting, and a spring-fed creek. Upgrades include but not limited to: septic (2012), insulation, electric, windows, siding, roof (2018), A/C (2021), and exterior LED motion lighting. Garden-ready soil area, and a huge 36x48 heated shop with (2) 8' and (1) 9' overhead doors, three 220V circuits, air-compressor line, curtain system, car lift and extra concrete parking for 2?3 cars. RARE FIND! Schedule your private showing today and claim your very own country retreat!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
Bloomer Middle SchoolGrades 5-85.8 mi
6/10
Bloomer High SchoolGrades 9-125.6 mi
6/10
Bloomer Elementary SchoolGrades PK-46.2 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1940

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range/Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Stone

Bedroom2

  • Level: Upper
  • Area: 168

Bedroom3

  • Level: Upper
  • Area: 168

Bedroom4

  • Level: Upper
  • Area: 140

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 255

Features

  • Other
  • Finished area below ground: 0
  • Finished area above ground: 2,848

Heating & Cooling

  • Heating features: Propane,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,848
  • Total interior livable area: 2,848 sqft

Kitchen

  • Level: Main
  • Area: 132

Living Room

  • Level: Main
  • Area: 480

Master Bedroom

  • Level: Main
  • Area: 255

Property

Details

  • Parcel number: 23010042150030200
  • Zoning: Residential
  • Exclusions: Excluded:other-See Remarks,Excluded:sellers Personal

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio,Patio-Brick
  • Living area range: 2501-3000

Lot

  • Lot size: 4.70 Acres
  • Lot size dimensions: 0 x 0 x

Parking

  • Total spaces: 6
  • Parking features: 4 Car,Detached
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance *$246$2,952
Property Taxes $354$4,248
Electricity $267$3,211
Total$3,289$39,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,765/yr
40% on housing$98,670/yr
45% on housing$87,706/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 54724$179
Chippewa County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 54724$146
Chippewa County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$499,900
2016-10-26Sold$181,510
2014-06-03Sold$190,000

For Sale by Agent

AgentKristen Tomczak
BrokerageWoods & Water Realty Inc/Regional Office

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