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124 Cottonwood Ln, Seal Beach, CA, 90740

1beds
1baths
536sqft
$499,000
$931price/sqft
$3,981/moest. monthly cost
$159,240/yrincome needed

About This Home

Discover coastal living in this one-bedroom, one-bathroom residence, designed for modern comfort. The open-concept layout seamlessly integrates the living area with a contemporary kitchen, creating an inviting space perfect for both quiet relaxation and effortless entertaining. Natural light floods the interiors highlighting the design and maximizing the sense of spaciousness. Step outside to your patio, offering a tranquil retreat ideal for al fresco dining, enjoying your morning coffee, or simply unwinding amidst the gentle ocean breeze. This home is nestled within the highly sought-after, family0-friendly and resident-owned community of Seal Beach Shores. Embrace a lifestyle of unparalleled convenience, with iconic Seal Beach Pier, a diverse array of charming boutiques, and exceptional dining experiences all just a leisurely stroll away. Further enhancing its prime location, a short walk leads you to the picturesque Alamitos Bay, where you can embark on a scenic water taxi journey. This delightful ride will transport you directly to the vibrant heart of Downtown Long Beach, unlocking a world of upscale shopping, eclectic culinary delights, and renowned landmarks such as the majestic Queen Mary and the lively Seaport Village. This is not just a home; it's an invitation to a vibrant and accessible Southern California coastal lifestyle.

Getting Around

67
WalkingSomewhat Walkable
35
TransitSome Transit
82
BikeVery Bikeable

Schools

10/10
Los Alamitos High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 2017

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Laundry features: Common Area,Inside

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • All Bedrooms Down

Interior Area

  • Total interior livable area: 536 sqft

Property

Details

  • Parcel number: 89160124
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: None

Lot

  • Features: 0-1 Unit/Acre

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$55$660
Property Taxes $1,005$12,060
Electricity $398$4,786
Total$3,981$47,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,491/yr
40% on housing$119,430/yr
45% on housing$106,160/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$931This listing

vs Other Active Listings

Avg $/sqft

ZIP 90740$439
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 90740$917
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$499,000

For Sale by Agent

AgentDorothy Mesner
BrokerageTriple S Realty, Inc

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