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28 Cabrillo St, Newport Beach, CA, 92663

2beds
2baths
944sqft
$815,000
$863price/sqft
$5,293/moest. monthly cost
$211,720/yrincome needed

About This Home

This stunning, newer build beach cottage is located in Newport Beach on the harbor, seconds away from the private beach. This home has two bedrooms, two baths, and an expanded kitchen. Highlights include modern hard flooring, matching stainless steel appliances, vaulted ceilings, and a laundry closet on main floor. Completely renovated bathrooms with contemporary tiling and accents. A tankless water heater and built-in wine rack are some luxurious finishing touches that make this home truly unique. Located in one of Newport Beach's most exclusive private communities with a private beach, security, heated pool, hot tub, clubhouse, gym, and ample private parking for guests and residents, kayak & golf cart storage, and boat slip rentals steps away from your home. Possible available boat slips for rent. Within walking distance of Newport's hottest restaurants and shopping areas (Lido Marina Village, Nobu, The Cannery). If you are looking for a quiet and secluded area in Newport while still having a great sense of community, this home could be what you are looking for! Low Land Lease of $3,143/Mo. Ask about the low property tax rate.

Getting Around

77
WalkingVery Walkable
34
TransitSome Transit
70
BikeVery Bikeable

Schools

8/10
9/10

Construction

Condition

  • Year built: 2016

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 944 sqft

Property

Details

  • Parcel number: 89021948
  • On leased land: Yes
  • Lease amount: 3143
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: Community,Heated,Association
  • Has spa: Yes
  • Spa features: Community,Heated

Lot

  • Lot size: 20.99 Acres
  • Features: Zero Lot Line

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,121$49,452
Home Insurance *$64$768
Property Taxes $710$8,520
Electricity $398$4,786
Total$5,293$63,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,474/yr
40% on housing$158,790/yr
45% on housing$141,146/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$863This listing

vs Other Active Listings

Avg $/sqft

ZIP 92663$1,893
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92663$1,620
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-28Price change$815,000
2025-12-11Price change$835,000
2025-06-30Price change$845,000
2022-05-23Pending sale$525,000
2022-05-18Contingent$525,000
2022-05-09Listed for sale$525,000
2020-09-23Sold$359,000

For Sale by Agent

AgentKent Martin
BrokerageColdwell Banker Realty

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