




227 Church St, Little Falls, NY, 13365
About This Home
Welcome to 227 Church Street in Little Falls, a well-kept and inviting home set on a desirable corner lot that offers charm, flexibility, and excellent potential for future growth. Currently featuring 2 bedrooms and 1 full bathroom, this home also includes a finished upstairs area that presents a fantastic opportunity for additional bedrooms, office space, or a bonus living area, allowing the next owner to truly maximize the home’s footprint. Inside, you’ll find bright and welcoming living spaces highlighted by original trim, hardwood flooring, and abundant natural light. The main level flows comfortably from the living room into the kitchen, which offers ample cabinet space and functionality for everyday living. The two first-floor bedrooms are nicely sized and conveniently located near the full bathroom, which has been tastefully updated. The finished upper level adds valuable versatility—perfect for creating extra bedrooms, a home office, hobby space, or guest accommodations. Whether you need room to grow or want flexible space to suit your lifestyle, this area significantly enhances the home’s appeal. Another standout feature is the one-stall attached garage, connected by an enclosed breezeway that works perfectly as a mudroom or additional storage while keeping you protected from the elements. The full basement offers excellent storage, includes laundry, and provides space for a workshop or future finishing. Situated close to local shops, schools, and amenities, this corner-lot property delivers both convenience and potential. 227 Church Street is a solid, move-in-ready home with flexible living space, strong value, and room to grow—an opportunity you won’t want to miss.
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1965
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Free-Standing Range,Microwave,Oven,Refrigerator
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Attic,Eat-in Kitchen,Separate/Formal Living Room,Bedroom on Main Level,Convertible Bedroom
- Flooring: Hardwood,Varies
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 920
- Total interior livable area: 920 sqft
Property
Details
- Parcel number: 21090011405900040450000000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Exterior features: Blacktop Driveway
Lot
- Lot size: 2,822 sqft
- Features: Corner Lot,Rectangular,Rectangular Lot
- Lot size dimensions: 33 x 84
Parking
- Total spaces: 1
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Herkimer County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $728 | $8,736 |
| Home Insurance * | $87 | $1,044 |
| Property Taxes | $199 | $2,388 |
| Electricity | $246 | $2,954 |
| Total | $1,260 | $15,120 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $148,000 |
| 2026-05-04 | Pending sale | $148,000 |
| 2026-03-12 | Price change | $148,000 |
| 2025-12-14 | Listed for sale | $157,000 |
| 2023-11-30 | Sold | $55,000 |
| 1996-12-17 | Sold | $35,000 |
