




82 W Monroe St, Little Falls, NY, 13365
About This Home
Welcome to 82 West Monroe Street in Little Falls — a standout two-unit property packed with character, flexibility, and income potential. Whether you’re an investor searching for a strong addition to your portfolio or a buyer looking to live in one unit while the other helps pay the mortgage, this property offers a smart opportunity in a prime city location. Inside, both units feature bright, airy interiors with generous room sizes and classic hardwood flooring that showcases the home’s timeless charm. Sunlight pours through large windows, creating warm and welcoming living spaces that feel open and comfortable. Each apartment offers its own kitchen, functional layout, and private living areas, making it ideal for tenants or extended family living. The thoughtful separation of spaces provides privacy while maintaining the charm of a classic Little Falls home. Outside, the covered front porch adds curb appeal and a welcoming first impression — the perfect spot to relax and enjoy the neighborhood atmosphere. A full basement offers excellent storage and utility space, while the manageable lot keeps maintenance simple and efficient. The property’s location places you just minutes from downtown shops, restaurants, schools, and major routes, making it highly attractive for both owners and renters. Whether your goal is steady rental income, owner-occupied investment, or long-term appreciation, 82 West Monroe Street delivers value, versatility, and classic appeal in one complete package. Multi-family opportunities like this in Little Falls don’t last — schedule your showing and see the potential for yourself.
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1889
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Window features: Thermal Windows
- Flooring: Hardwood,Varies,Vinyl
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 1,526
- Total interior livable area: 1,526 sqft
Property
Details
- Parcel number: 21090011406000040170000000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Porch
Lot
- Lot size: 4,360 sqft
- Features: Irregular Lot,Residential Lot
- Lot size dimensions: 40 x 109
Parking
- Parking features: Common,On Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Herkimer County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $606 | $7,272 |
| Home Insurance * | $73 | $876 |
| Property Taxes | $165 | $1,980 |
| Electricity | $252 | $3,026 |
| Total | $1,096 | $13,152 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $124,900 |
| 2026-04-01 | Price change | $129,900 |
| 2026-02-03 | Listed for sale | $139,900 |
| 2016-10-07 | Sold | $48,000 |
