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80 Church St, Little Falls, NY, 13365

3beds
1baths
1,644sqft
$99,900
$61price/sqft
$975/moest. monthly cost
$39,000/yrincome needed

About This Home

Welcome to this charming 3-bedroom, 1-bath home in the City of Little Falls. Offering approximately 1,644 square feet of living space, this two-story home features a spacious layout with bright living areas, an eatin kitchen, and generously sized bedrooms. A full basement provides additional storage or workspace. Situated on a manageable lot close to schools, shopping, restaurants, parks, and major roadways, this property offers an excellent opportunity for first-time buyers, investors, or anyone looking to add their personal touch. Convenient location with easy access to local amenities and everyday conveniences.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Benton Hall AcademyGrades PK-50.6 mi
6/10
6/10
Little Falls High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1954

Materials

  • Foundation: Block
  • Roof: Asphalt,Pitched,Shingle
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Appliances Negotiable,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Eat-in Kitchen,Living/Dining Room,Bedroom on Main Level
  • Flooring: Carpet,Hardwood,Varies,Vinyl
  • Finished area below ground: 456

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,644
  • Total interior livable area: 1,644 sqft

Property

Details

  • Parcel number: 21090011406800050080000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Concrete Driveway

Lot

  • Lot size: 6,520 sqft
  • Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 32 x 200

Parking

  • Total spaces: 2
  • Parking features: Underground
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters in Herkimer County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$61$732
Property Taxes $138$1,656
Electricity $271$3,260
Total$975$11,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,428/yr
40% on housing$29,250/yr
45% on housing$26,000/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$61This listing

vs Other Active Listings

Avg $/sqft

ZIP 13365$105
Herkimer County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 13365$104
Herkimer County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-21Price change$99,900
2026-07-03Listed for sale$119,000
2022-04-20Listing removed--
2022-03-24Price change$70,000
2022-03-18Price change$76,000
2022-03-14Listed for sale$70,000
2003-10-03Sold$75,000

For Sale by Agent

AgentDerek Greene
BrokerageThe Greene Realty Group

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