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13240 Devils Lake Rd NW Lot 20, Brandon, MN, 56315

2beds
1baths
400sqft
$49,000
$123price/sqft
$469/moest. monthly cost
$18,760/yrincome needed

About This Home

Affordable Lake Living at Its Best! Escape to the scenic beauty of Devils Lake with this turnkey opportunity in the Kamp Kappy Association. Included in the sale is your own deeded lot plus a 2015 Hampton Crossroads 40’ RV in excellent condition—everything you need to start enjoying lake life right away! This spacious RV features two slide-outs, a king-size bedroom, and additional sleeping space for up to six with pull-out couches, 2 TV's, Electric fireplace to take off that evening chill. Enjoy the outdoors under a 18’ awning with a brand-new 8’ x 20’ maintenance-free aluminum deck, patio area, table, grill, and Blackstone griddle—all included and fully furnished. Devils Lake offers 233 acres of fun with great fishing, swimming, and a beautiful hard-bottom beach. The association provides 1,350 feet of shared lake frontage and amenities like water, sewer, garbage pickup, fish cleaning shed, extra bath/shower facilities, picnic area, lawn care, and dock maintenance—all for just $80/month. No boat slip included but only a couple blocks from the nice public boat landing. Located only 15 minutes from Alexandria and 5 minutes from I-94. Come relax, unwind, and enjoy the lake life!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Brandon ElementaryGrades PK-12.2 mi
8/10

Construction

Condition

  • Year built: 2014

Materials

  • Construction materials: Other

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Electric Water Heater,Microwave,Range,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 400

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 400
  • Total interior livable area: 400 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 090163105
  • Zoning description: Shoreline,Residential-Single Family
  • Foundation area: 300

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Awning(s)
  • Has view: Yes
  • View description: Lake,South
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Association Access,Dock,Lake Front,Lake View,Shared,Waterfront Elevation(0-4),Lake Bottom(Gravel,Hard,Reeds)
  • Frontage length: Water Frontage: 1350

Lot

  • Lot size: 800 sqft
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 20 x 40

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Lightning

FEMA Declared Disasters in Douglas County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $247$2,964
Home Insurance *$23$276
Property Taxes $29$348
Electricity $170$2,050
Total$469$5,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$16,080/yr
40% on housing$14,070/yr
45% on housing$12,506/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 56315$189
Douglas County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 56315$219
Douglas County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-31Price change$59,900
2025-06-12Listed for sale$64,900
2022-07-13Sold$20,000

For Sale by Agent

AgentTodd J Whiting
BrokerageCentury 21 First Realty, Inc.

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