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51 Alexander St, Little Falls, NY, 13365

5beds
3baths
2,288sqft
$249,900
$109price/sqft
$2,138/moest. monthly cost
$85,520/yrincome needed

About This Home

Step inside to find generous living areas that effortlessly mix character with functional day-to-day comfort. The welcoming living room serves as the heart of the main floor, centered around a beautiful brick fireplace with a classic mantel structure. Flooded with natural light from multiple windows, this expansive room shows off gleaming hardwood floors. An expansive, wide-cased opening leads you directly from the living room into the formal dining room, creating a desirable open flow that makes the home feel exceptionally spacious. The highly adaptable floor plan also includes a dedicated office space for remote work and a large bonus family room that can serve as a media center, playroom, or recreation hub. The exterior of this brick home immediately captures attention with its timeless craftsmanship and its crown jewel: a massive, deep-set covered front porch. Outfitted with a gorgeous natural wood beadboard ceiling, this porch acts as a true outdoor living room with plenty of space for sectional seating, all while offering beautiful, elevated views of the city below and the rolling valley hills. A paved driveway ensures convenient off-street parking right at your door. In the rear, the property features a private, fenced-in backyard with a back deck providing a seamless transition to outdoor living, barbecues, and relaxation.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
Benton Hall AcademyGrades PK-50.1 mi
6/10
6/10
Little Falls High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Poured
  • Roof: Architectural,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Gas Cooktop,Gas Water Heater,Refrigerator,Washer
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Entrance Foyer,Separate/Formal Living Room,Home Office,Other,See Remarks
  • Flooring: Carpet,Hardwood,Varies,Vinyl
  • Number of fireplaces: 2
  • Fireplace: Yes

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 2,288
  • Total interior livable area: 2,288 sqft

Property

Details

  • Parcel number: 21090011505300040710000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Blacktop Driveway,Deck,Fully Fenced,Private Yard,See Remarks
  • Fencing: Full

Lot

  • Lot size: 5,671 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 37 x 150

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather

FEMA Declared Disasters in Herkimer County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$152$1,824
Property Taxes $345$4,140
Electricity $378$4,537
Total$2,138$25,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,302/yr
40% on housing$64,140/yr
45% on housing$57,013/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 13365$102
Herkimer County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 13365$104
Herkimer County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$239,900
2026-07-28Listed for sale$249,900
2000-06-09Sold$75,000

For Sale by Agent

AgentBrandon Mosher
BrokerageRiver Hills Properties LLC Lf

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