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5087 River Roads Dr, Timnath, CO, 80547

4beds
4baths
2,568sqft
$465,000
$181price/sqft
$2,896/moest. monthly cost
$115,840/yrincome needed

About This Home

Recently reduced and priced to sell! This stunning corner townhome offers over 2,500 sq. ft., 4 bedrooms, 3.5 baths, a finished basement, and a 2-car garage. Enjoy abundant natural light and breathtaking Front Range and Longs Peak views from your patio. Ideally located across from Bethke Elementary with quick access to Harmony Road and Fort Collins amenities. Exceptional value in a prime location!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

9/10
Bethke Elementary SchoolGrades K-50.1 mi
5/10

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Range

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4

Features

  • Finished area above ground: 1,658

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,658
  • Total interior livable area: 2,568 sqft

Kitchen

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: R1665311
  • Attached to another structure: Yes
  • Zoning: Res
  • Special condition: Private Owner

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 2nd Floor

Lot

  • Lot size: 3,451 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Winter Weather
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$151$1,812
Property Taxes $201$2,412
Electricity $193$2,326
Total$2,896$34,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,291/yr
40% on housing$86,880/yr
45% on housing$77,226/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 80547$227
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80547$202
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$515,000
2026-06-22Price change$465,000
2026-06-01Price change$469,999
2026-05-12Price change$475,000
2026-04-17Price change$499,999
2026-01-30Listed for sale$515,000
2021-04-07Listing removed--
2020-06-30Listed for sale$409,890
2020-06-27Sold$401,866
2020-06-24Pending sale$419,890
2020-06-24Price change$419,890
2020-05-09Price change$409,890
2020-02-14Price change$419,890
2019-12-10Listed for sale$409,900

For Sale by Agent

AgentHarrison Turner
BrokerageHayden Outdoors - Windsor

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