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149 Elizabethtown Rd, Ilion, NY, 13357

1beds
2baths
1,510sqft
$159,000
$105price/sqft
$1,354/moest. monthly cost
$54,160/yrincome needed

About This Home

Charming Updated Farmhouse with Endless Potential – Columbia, NY Welcome to this beautifully updated 1-bedroom, 1-bath farmhouse offering over 1,500 square feet of living space in the serene Town of Columbia, located within the Mt. Markham School District. This nearly finished home blends rustic charm with modern upgrades, making it an ideal starter home or an excellent investment opportunity for a rental or bed and breakfast. Step inside to find cathedral ceilings that create a bright, open atmosphere, complemented by stunning woodwork throughout. The gorgeous kitchen features quartz countertops, stainless steel appliances, and abundant storage. The thoughtful layout includes first-floor laundry and plenty of space to add a second bedroom if desired. The interior is nearly complete and move-in ready, with just the exterior siding left to finish—giving you the opportunity to make it your own. Hot water tank and well pump are both 1 year old, new plumbing as well! Situated on a generous lot with a huge backyard, this property also offers a two-stall garage, storage shed, two wood sheds, and a very large driveway with all the parking you could want—perfect for guests, equipment, or future rental use. Enjoy the peace and beauty of country living, with the convenience of nearby amenities. Close to the snowmobile trail! Whether you're looking for your first home or a smart investment, this charming farmhouse is filled with potential and ready for its next chapter.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Asphalt,Shingle
  • Construction materials: Other,See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Oven,Electric Range,Electric Water Heater,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),Eat-in Kitchen,Separate/Formal Living Room,Country Kitchen,Quartz Counters,Sliding Glass Door(s),Natural Woodwork
  • Door features: Sliding Doors
  • Window features: Thermal Windows
  • Flooring: Laminate,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Electric,Baseboard

Interior Area

  • Total structure area: 1,510
  • Total interior livable area: 1,510 sqft

Property

Details

  • Parcel number: 21200013103000020070000000
  • Special condition: Standard

Features

  • Patio & porch: Deck,Open,Porch
  • Exterior features: Deck,Fence,Gravel Driveway
  • Fencing: Partial

Lot

  • Lot size: 0.46 Acres
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 240 x 96

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Herkimer County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$83$996
Property Taxes $219$2,628
Electricity $249$2,994
Total$1,354$16,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,422/yr
40% on housing$40,620/yr
45% on housing$36,106/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$105This listing

vs Other Active Listings

Avg $/sqft

ZIP 13357$70
Herkimer County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 13357$103
Herkimer County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-23Price change$159,000
2026-02-05Listed for sale$164,000
2026-01-14Listing removed$164,000
2025-08-22Pending sale$164,000
2025-06-23Listed for sale$164,000
2025-06-01Listing removed$164,000
2025-05-14Price change$164,000
2025-04-18Price change$169,900
2024-12-10Listed for sale$179,900
2009-11-30Sold$30,000
2000-08-11Sold$19,000
1996-09-16Sold$54,000

For Sale by Agent

AgentMichael Arcuri
BrokerageAssist2Sell Buyers & Sellers 1st Choice

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