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83 N Main St, Newport, NY, 13416

4beds
2baths
1,781sqft
$299,900
$168price/sqft
$2,477/moest. monthly cost
$99,080/yrincome needed

About This Home

Nestled on 11.56 acres along the pristine West Canada Creek, Middleville’s flagship property at 83 North Main Street offers a rare blend of historic charm, natural beauty, and true serenity. This vintage 1929 Sears & Roebuck home, is rich in character and timeless craftsmanship while offering the comfort and warmth of a truly cherished home. Surrounded by mature trees, perennial gardens and acres of preserved nature, this extraordinary property boasts arguably the finest private swimming and fishing access on the creek, featuring the iconic flat rocks, a treasured natural retreat perfect for summer days, quiet mornings, and unforgettable gatherings by the water and surely something to savor. Inside, the spacious two-story home welcomes you with gleaming hardwood floors, and beautiful original details throughout. A cozy country kitchen with hardwood kitchen cabinets, refrigerator, new propane range, dishwasher, and upright freezer is equipped and functional. This space offers abundant charm, complete with a generous pantry and easy flow into the formal dining room. The living room centers around a beautiful fireplace with propane insert, creating the perfect setting for relaxing evenings, while the den or office provides a quiet spot. With 4 spacious bedrooms and 2 full baths, including a convenient first-floor bedroom and bath, the home offers flexibility for guests, multi-generational living, or easy first-floor convenience. A fully finished basement expands the living space with rustic barnboard walls, a cozy wood stove, separate laundry area, and utility room with 2013 Boiler. Outside, relax and unwind on the charming front porch, overlooking Main Street and a collection of quaint neighboring homes. Whether you are watching the village come to life each day or simply soaking in the time spent there, this porch offers a warm and welcoming extension to the home. Rear entrance ramp, garage with electrical service accommodates one or two vehicles depending on size, with newer addition for two additional vehicles, workshop space, or studio area. 83 North Main Street is more than a home, it is peaceful, a true sanctuary, a beautiful turn key home!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Resale
  • Year built: 1929

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Freezer,Gas Oven,Gas Range,Propane Water Heater,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Home Office,Country Kitchen,Sliding Glass Door(s),Storage,Bedroom on Main Level
  • Door features: Sliding Doors
  • Flooring: Carpet,Hardwood,Tile,Varies,Vinyl
  • Number of fireplaces: 2
  • Fireplace: Yes

Heating

  • Heating features: Propane,Radiator(s)

Interior Area

  • Total structure area: 1,781
  • Total interior livable area: 1,781 sqft

Property

Details

  • Parcel number: 21240110005000010070000000
  • Special condition: Standard

Features

  • Patio & porch: Covered,Porch
  • Exterior features: Blacktop Driveway,Propane Tank - Leased
  • On waterfront: Yes
  • Waterfront features: River Access,Stream
  • Waterbody name: West Canada Creek
  • Frontage length: 750

Lot

  • Lot size: 11.56 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 56 x 0

Parking

  • Total spaces: 3
  • Parking features: Detached,Electricity,Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Ice Storm
Lightning

FEMA Declared Disasters in Herkimer County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$253$3,036
Property Taxes $414$4,968
Electricity $294$3,531
Total$2,477$29,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,925/yr
40% on housing$74,310/yr
45% on housing$66,053/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 13416$107
Herkimer County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 13416$74
Herkimer County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$299,900
2026-06-23Listed for sale$349,000
2004-01-27Sold$76,000

For Sale by Agent

AgentKimberly L Defaria
BrokerageRiver Hills Properties LLC Newport

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