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21 Lake Shore Drive, Naples, ME, 04055

4beds
5baths
6,170sqft
$3,400,000
$551price/sqft
$21,809/moest. monthly cost
$872,360/yrincome needed

About This Home

Luxury Living Meets Exceptional Entertaining. Blending timeless style with modern luxury, this exceptional lakefront residence offers generous living spaces, premium finishes, and an ideal layout for both everyday living and unforgettable entertaining.Boasting 4 spacious bedrooms, 4.5 bathrooms, a dedicated home office, and a versatile workout/flexroom, this impressive home provides all the space for today's needs. The thoughtfully designed floor plan features both a welcoming living room and a comfortable family room, creating multiple gathering spaces for relaxation, celebrations, and holiday hosting. At the heart of the home is a spectacular chef's kitchen that will delight culinary enthusiasts and entertainers alike. Showcasing a massive 10-foot center island, premium Thermador appliances, Galley sink workstation and beautifully crafted coffee and wine bars, this space was designed to bring everyone together. Whether preparing weeknight meals or hosting large gatherings, this kitchen is truly the centerpiece of the home.Retreat to the luxurious primary suite, a private sanctuary designed for comfort and relaxation withan 8 ft walk in shower, custom designed walk in closet and priceless lake views.The expansive deck provides an unobstructed view of the lake with plenty of room for gathering with family and friends. Just steps away, the beautifully designed patio area creates an inviting setting for everything from upscale outdoor dining, casual summer cookouts to cozy evenings under the stars. There is a Great Northern Dock with stairs for ease of water access to swim or to hop in your boat for miles of boating on Long Lake one Maine's premier lakes. From its stunning chef's kitchen and inviting gathering spaces to its incredible outdoor entertaining area and breathtaking sunrises, this is more than a house, it is the perfect place to create a lifetime of memories. Joanna Gaines would be proud of the designer-inspired details found throughout.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

--
Songo Locks SchoolGrades PK-23.1 mi
3/10
4/10
Lake Region High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Shingle
  • Construction materials: Wood Frame,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Gas Range,Refrigerator,Wall Oven

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Walk-Out Access,Finished,Full

Bedroom2

  • Features: Full Bath
  • Level: Second

Bedroom3

  • Features: Full Bath
  • Level: Second

Bedroom4

  • Features: Full Bath
  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal
  • Level: First

Exercise Room

  • Level: Basement

Family Room

  • Features: Gas Fireplace
  • Level: Basement

Features

  • 1st Floor Primary Bedroom w/Bath,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Hardwood,Luxury Vinyl
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,663
  • Finished area above ground: 4,507

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,170
  • Total interior livable area: 6,170 sqft

Kitchen

  • Features: Breakfast Nook,Eat-in Kitchen,Kitchen Island,Pantry
  • Level: First

Living Room

  • Features: Built-in Features,Cathedral Ceiling(s),Formal,Gas Fireplace
  • Level: First

Mud Room

  • Features: Built-in Features
  • Level: First

Office

  • Level: First

Other

  • Level: First

Primary Bedroom

  • Features: Built-in Features,Full Bath,Laundry/Laundry Hook-up,Separate Shower,Suite,Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: NAPLMU35L0004S000B
  • Zoning: Shoreland
  • Other equipment: Generator

Features

  • Patio & porch: Deck,Glassed-in Porch,Patio
  • Has spa: Yes
  • Has view: Yes
  • View description: Scenic
  • On waterfront: Yes
  • Waterbody name: Long Lake
  • Frontage length: Waterfrontage: 67,Waterfrontage Owned: 67

Lot

  • Lot size: 1.60 Acres
  • Features: Near Public Beach,Near Town,Level,Rolling Slope,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Paved,5 - 10 Spaces,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,192$206,304
Home Insurance $1,191$14,292
Property Taxes $2,530$30,360
Electricity $896$10,762
Total$21,809$261,708

Income You'd Need if You Spent...

35% on housing$747,737/yr
40% on housing$654,270/yr
45% on housing$581,573/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$551This listing

vs Other Active Listings

Avg $/sqft

ZIP 04055$337
Cumberland County$368

vs Homes Sold Last Month

Median $/sqft

ZIP 04055$310
Cumberland County$317

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Contingent$3,400,000
2026-07-17Listed for sale$3,400,000
2018-10-29Sold$925,000

For Sale by Agent

AgentKelley Skillin-Smith
BrokerageCentury 21 First Choice Realty

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