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29 Valley Lane, Sebago, ME, 04029

3beds
3baths
2,570sqft
$700,000
$272price/sqft
$4,944/moest. monthly cost
$197,760/yrincome needed

About This Home

LOCATION, LOCATION, LOCATION!! Welcome to this beautifully situated home, tucked away at the end of a tree lined driveway, set on 10 scenic acres. The home offers stunning Sebago Lake views through an impressive wall of windows that fills the living space with natural light. Start your day on the deck and enjoy the sun coming up over the lake or watch the seasonal fireworks displays from neighboring lakeside communities. This property also offers excellent opportunity to enhance the view even further, as additional tree clearing would open up an even wider panoramic view. The home features 3 bedrooms, 3 full baths, a sunken living room with vaulted ceilings and a finished walk-out basement that provides additional living space with even more potential for expansion. While the exterior of the home needs siding, this property presents an excellent opportunity to make it your own. Combining 10 acres, incredible views, and outstanding potential, this is a rare chance to own a truly special Maine property. SALE CONTINGENT ON SELLER FINDING SUITABLE HOUSING.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Sebago Elementary SchoolGrades PK-51.0 mi
4/10
Lake Region High SchoolGrades 9-129.0 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Poured Concrete
  • Roof: Pitched,Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Walk-Out Access,Daylight,Finished,Full

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • 1st Floor Bedroom,Bathtub,Shower,Storage
  • Flooring: Carpet,Vinyl,Wood
  • Finished area below ground: 770
  • Finished area above ground: 1,800

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 2,570
  • Total interior livable area: 2,570 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: Basement

Other

  • Level: Basement

Other

  • Level: Basement

Sunroom

  • Level: First

Property

Details

  • Parcel number: SEBAM004L003S22
  • Zoning: RR
  • Other equipment: Generator

Features

  • Levels: Multi/Split
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Mountain(s),Scenic,Trees/Woods
  • Waterbody name: Sebago Lake

Lot

  • Lot size: 10 Acres
  • Features: Near Public Beach,Near Shopping,Near Town,Neighborhood,Rural,Cul-De-Sac,Rolling Slope,Wooded

Parking

  • Parking features: Gravel,1 - 4 Spaces,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance $233$2,796
Property Taxes $799$9,588
Electricity $373$4,482
Total$4,944$59,328

Income You'd Need if You Spent...

35% on housing$169,508/yr
40% on housing$148,320/yr
45% on housing$131,840/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 04029$212
Cumberland County$369

vs Homes Sold Last Month

Median $/sqft

ZIP 04029$304
Cumberland County$317

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$680,000
2026-07-17Listed for sale$700,000
2018-09-06Sold$318,000

For Sale by Agent

AgentCynthia (Cindy) Cox
BrokerageMaine Real Estate Experts

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