109D Santar Loop, Surfside Beach, TX, 77541
About This Home
What a home! It is a custom-built home that is a popular operating short-term. Elegant and spacious are good descriptions with emphasis on the decks and views. Sold beautifully furnished (some items including the linens are the rental management company's) and finishes include quartz kitchen counters, stainless kitchen appliances, and luxury vinyl floors. The lower floor includes the kitchen, dining area, living area, a central location for the washer and dryer, two bedrooms and two full baths. One has a private bathroom with a shower. Upstairs are three more bedrooms, two with queen beds and one with two sets of twin bunk beds, two additional bathrooms, and an additional tv area. One of the upstairs bedrooms has a private bathroom with a walkin shoer and door to the deck. The 2nd queen upstairs has access to the hall bath trough the bedroom and access to the deck.. Call ahead to schedule showings around the rentals. Any confirmed reservations will need to be honored by the new owners.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Foundation: Raised
- Roof: Composition
- Construction materials: Cement Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total structure area: 2,055
- Total interior livable area: 2,055 sqft
Property
Details
- Parcel number: 00090037090
Features
- Stories: 2
- Has view: Yes
- View description: Beach
- On waterfront: Yes
- Waterfront features: Beach Front
Lot
- Lot size: 5,837 sqft
- Features: Build Line Restricted,Waterfront,0 Up To 1/4 Acre
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Inland Flooding
- Lightning
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,423 | $53,076 |
| Home Insurance * | $497 | $5,964 |
| Property Taxes | $1,336 | $16,032 |
| Electricity | $238 | $2,859 |
| Total | $6,494 | $77,928 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-01 | Listed for sale | $899,900 |
View on Zillow