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307 4th Ave, Frankfort, NY, 13340

5beds
2baths
1,888sqft
$90,000
$48price/sqft
$932/moest. monthly cost
$37,280/yrincome needed

About This Home

This home is ready for your vision, offering the perfect opportunity to build equity with some TLC and updates. Featuring a spacious layout with a full bathroom on each floor, the home offers four bedrooms with the potential for a 5th. Enjoy a large kitchen, formal dining room, and the convenience of first-floor laundry. Relax on the large front porch or take advantage of the deep backyard with plenty of outdoor space. Being sold as-is, this property is a great opportunity to restore its charm and make it your own.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Resale
  • Year built: 1920

Materials

  • Foundation: Stone
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Separate/Formal Dining Room,Eat-in Kitchen,Separate/Formal Living Room,Bedroom on Main Level
  • Flooring: Hardwood,Varies,Vinyl

Heating

  • Heating features: Gas,Electric,Forced Air

Interior Area

  • Total structure area: 1,888
  • Total interior livable area: 1,888 sqft

Property

Details

  • Parcel number: 21260111208100020600000000
  • Special condition: Real Estate Owned

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Open,Porch
  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 8,999 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 60 x 150

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Herkimer County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $455$5,460
Home Insurance *$41$492
Property Taxes $124$1,488
Electricity $312$3,744
Total$932$11,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,954/yr
40% on housing$27,960/yr
45% on housing$24,853/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$48This listing

vs Other Active Listings

Avg $/sqft

ZIP 13340$172
Herkimer County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 13340$136
Herkimer County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-01Sold$90,000
2019-02-25Listing removed$99,900
2018-09-24Listed for sale$99,900
2005-07-08Sold$87,550
1995-02-16Sold$82,500

Unknown Listed By

AgentAmy Abdoo
BrokerageDominion Homes

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