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533 Center Rd, Frankfort, NY, 13340

3beds
2baths
1,568sqft
$209,900
$134price/sqft
$1,706/moest. monthly cost
$68,240/yrincome needed

About This Home

Nestled privately around the corner from Pine Hills golf course and just a short drive to Utica sits this IMMACULATELY MAINTAINED HOME!!! Outside features - paved driveway, large porch, private backyard, large storage shed, and fire pit area. Inside you will find EVERYTHING COMPLETELY UPDATED W/OPEN CONCEPT - features include a HUGE LIVING ROOM, kitchen, formal dining room, three bedrooms, including a MASTER SUITE W/SECOND FULL BATH & WALK-IN CLOSET! To top this all off there is a NEW FURNACE (2026), NEW ROOF (2025), NEW WINDOWS (2025), NEW GUTTERS (2025), NEW FRIDGE (2025), SPRAY FOAM INSULATION (2024), CENTRAL A/C, GENERATOR HOOKUP, and so much more .... totally updated and turn-key; this is one you won't want to miss - don't hesitate!!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Construction

Condition

  • Property condition: Resale
  • Year built: 1991

Materials

  • Foundation: Other,See Remarks
  • Construction materials: Other,Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Manufactured Home,Mobile Home,Ranch
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Water Heater,Gas Oven,Gas Range,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Separate/Formal Dining Room,Separate/Formal Living Room,Main Level Primary,Primary Suite
  • Flooring: Laminate,Varies,Vinyl

Heating

  • Heating features: Oil,Forced Air

Interior Area

  • Total structure area: 1,568
  • Total interior livable area: 1,568 sqft

Property

Details

  • Parcel number: 21268911100200010800000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Open,Porch
  • Exterior features: Deck

Lot

  • Lot size: 7,649 sqft
  • Features: Irregular Lot
  • Lot size dimensions: 30 x 255

Parking

  • Parking features: No Garage,Circular Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Herkimer County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$96$1,152
Property Taxes $290$3,480
Electricity $259$3,109
Total$1,706$20,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,491/yr
40% on housing$51,180/yr
45% on housing$45,493/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 13340$155
Herkimer County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 13340$136
Herkimer County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Price change$199,900
2026-07-06Price change$209,900
2026-06-09Listed for sale$219,900
2011-09-25Listing removed$84,900
2011-09-22Listed for sale$84,900

For Sale by Agent

AgentPhilip Wright
BrokerageBenson Agency Real Estate LLC

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