




20627 Hess Shore Dr, Sackets Harbor, NY, 13685
About This Home
Opportunity awaits! This charming cottage overlooks the Black River Bay of Lake Ontario and offers beautiful sunset views! This property features one of the deeper, more spacious lots on the road that leads down to your own 75' of waterfront on a beautifully constructed seawall. Steps lead into the water where you'll find flat, shelf-like rocks, perfect for swimming. The cottage features an open layout with a combined kitchen and living area that lead into a sunroom with a gorgeous view of the lake. The sunroom and bedroom both lead onto a back deck where you're sure to enjoy your morning coffee or afternoon barbeques. This property also has municipal water connected for a great convenience. No flood insurance is required as the property has an elevation certificate. Located less than 10 minutes to historic downtown Sackets Harbor - this one won't last long so schedule your private showing today!
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1964
Materials
- Foundation: Pillar/Post/Pier
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Electric Oven,Electric Range,Electric Water Heater,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Eat-in Kitchen,Bedroom on Main Level
- Flooring: Carpet,Laminate,Varies
Heating
- Heating features: Propane,Stove
Interior Area
- Total structure area: 768
- Total interior livable area: 768 sqft
Property
Details
- Parcel number: 2238890810130001002000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Deck,Propane Tank - Owned
- On waterfront: Yes
- Waterfront features: Lake
- Waterbody name: Black River Bay
- Frontage length: 75
Lot
- Lot size: 10,123 sqft
- Features: Rectangular,Rectangular Lot
- Lot size dimensions: 75 x 135
Parking
- Parking features: No Garage,No Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Jefferson County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $107 | $1,284 |
| Property Taxes | $302 | $3,624 |
| Electricity | $246 | $2,954 |
| Total | $2,045 | $24,540 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Pending sale | $275,000 |
| 2026-08-01 | Price change | $275,000 |
| 2026-07-03 | Listed for sale | $289,900 |
| 2020-06-25 | Sold | $169,900 |
| 2020-05-11 | Pending sale | $174,900 |
| 2020-05-08 | Listed for sale | $174,900 |
| 2006-07-11 | Sold | $140,000 |
