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14 County Line Is, Tupper Lake, NY, 12986

4beds
3baths
1,750sqft
$1,100,000
$629price/sqft
$7,728/moest. monthly cost
$309,120/yrincome needed

About This Home

Nestled on its very own private island in the serene waters of Big Tupper Lake, this enchanting log cabin offers a once-in-a-lifetime opportunity to own a secluded retreat. Accessible only by boat, this property includes a mainland dock for easy access to the island, ensuring both convenience and privacy. The main cabin was built in the 1920's with natural timber logs that blend harmoniously with the surrounding landscape. Inside, the cabin boasts an open-concept living area with high vaulted ceilings, exposed wooden beams, and a stone fireplace as the focal point. The large windows throughout invite ample natural light while offering panoramic views of the mountains and water from nearly every room. A new addition includes a kitchen equipped with modern appliances, a washer and dryer and a half bath. The guest cottage boasts two bedrooms and a full bathroom. Surrounded by mature trees and natural rock formations, the island offers ample space for outdoor living. A sandy beach is just steps away from the sauna near the floating boat house in the secluded cove on the back side of the island. An outdoor pavilion is perfect for grilling and entertaining. For convenient access, a mainland dock is included in the sale, making it easy to get to the island by boat. The dock is located on a quiet road just a short distance from the island and provides ample parking for vehicles and boats. Also included is a vacant building lot just minutes away near an 18 Hole Golf Course ideal for a Carriage House with garage storage space or a year-round home in a quiet neighborhood setting. Please come take a look at this unique Adirondack Island Retreat that is a true Gem and rare to find!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

3/10
4/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1930

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Wood
  • Construction materials: Log,Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Adirondack
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Washer/Dryer
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bathroom1

  • Features: Natural Woodwork
  • Level: First
  • Area: 42
  • Dimensions: 7 x 6

Bathroom2

  • Features: Natural Woodwork
  • Level: First
  • Area: 45
  • Dimensions: 9 x 5

Bathroom3

  • Features: Natural Woodwork
  • Level: First
  • Area: 38.5
  • Dimensions: 7 x 5.5

Bedroom2

  • Features: Natural Woodwork
  • Level: Second
  • Area: 182
  • Dimensions: 14 x 13

Bedroom3

  • Features: Natural Woodwork
  • Level: First
  • Area: 169
  • Dimensions: 13 x 13

Bedroom4

  • Features: Natural Woodwork
  • Level: First
  • Area: 90
  • Dimensions: 12 x 7.5

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Granite Counters,Built-in Features,Cathedral Ceiling(s),Chandelier,Natural Woodwork,Master Downstairs
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Great Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,750

Great Room

  • Features: Natural Woodwork
  • Level: First
  • Area: 319
  • Dimensions: 22 x 14.5

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,750
  • Total interior livable area: 1,750 sqft

Kitchen

  • Features: Natural Woodwork
  • Level: First
  • Area: 126.5
  • Dimensions: 11.5 x 11

Kitchen

  • Features: Natural Woodwork
  • Level: First
  • Area: 27.5
  • Dimensions: 5.5 x 5

Laundry

  • Features: Natural Woodwork
  • Level: First
  • Area: 35
  • Dimensions: 7 x 5

Master Bedroom

  • Features: Natural Woodwork
  • Level: First
  • Area: 108
  • Dimensions: 12 x 9

Other

  • Features: Natural Woodwork
  • Level: First
  • Area: 72
  • Dimensions: 9 x 8

Property

Details

  • Parcel number: 509.111.200
  • Zoning: Residential

Features

  • Levels: One and One Half
  • Patio & porch: Covered
  • Exterior features: Boat Slip,Dock
  • Has view: Yes
  • View description: Lake,Mountain(s)
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Deeded Waterfront,Lake Front
  • Waterbody name: Big Tupper Lake
  • Frontage type: Lakefront
  • Topography of land: Level

Lot

  • Lot size: 0.88 Acres
  • Features: Boat Access,Level,Mainland Terminal,Many Trees,Rock Outcropping

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Franklin County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$548$6,576
Property Taxes $1,329$15,948
Electricity $289$3,470
Total$7,728$92,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$264,960/yr
40% on housing$231,840/yr
45% on housing$206,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.3%
4.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$629This listing

vs Other Active Listings

Avg $/sqft

ZIP 12986$215
Franklin County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 12986$167
Franklin County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-28Listed for sale$1,100,000
2025-11-18Listing removed$1,350,000
2025-08-12Price change$1,350,000
2024-09-17Listed for sale$1,450,000
2011-09-26Sold$338,237
2007-11-05Sold$470,000
2001-10-22Sold$330,000
1997-11-04Sold$160,000

For Sale by Agent

AgentRob Gillis
BrokerageMerrill L. Thomas - Gillis Team

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