




37 Electric Ave, Loon Lake, NY, 12989
About This Home
Escape to this beautifully remodeled, year-round cottage nestled in the center of an outdoor enthusiast's paradise. Surrounded by endless opportunities for hiking, biking, paddling, fishing, snowmobiling, and more, every season brings a new adventure. After a day of exploring, return to the comfort of this inviting retreat featuring modern updates and cozy charm. The large 12' x 24' storage building offers plenty of room for all your toys and gear. Whether you're looking for a weekend getaway, income-producing rental, or year-round home, this property delivers the Adirondack lifestyle you've been dreaming of.
Getting Around
Schools
Construction
Condition
- Year built: 1950
Materials
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Adirondack,Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Gas Cooktop,Gas Range,Refrigerator
Basement
- Basement: None
Bathroom
- Features: Natural Woodwork
- Level: First
- Area: 40
- Dimensions: 5 x 8
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: Natural Woodwork
- Level: First
- Area: 81
- Dimensions: 9 x 9
Features
- Master Downstairs
- Window features: Vinyl Clad Windows,Wood Frames
- Finished area below ground: 0
- Finished area above ground: 626
Heating & Cooling
- Heating features: Baseboard,Electric,Free Standing Stove,Wood Stove
- Cooling features: None
Interior Area
- Total structure area: 626
- Total interior livable area: 626 sqft
Kitchen
- Features: Natural Woodwork
- Level: First
- Area: 70
- Dimensions: 10 x 7
Living Room
- Features: Natural Woodwork
- Level: First
- Area: 192
- Dimensions: 16 x 12
Master Bedroom
- Features: Natural Woodwork
- Level: First
- Area: 100
- Dimensions: 10 x 10
Property
Details
- Parcel number: 293.421
- Zoning: Residential
- Special condition: Standard
Features
- Levels: One
- Exterior features: Lighting
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 0.25 Acres
- Features: Cleared
- Lot size dimensions: .25
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Franklin County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $753 | $9,036 |
| Home Insurance * | $228 | $2,736 |
| Property Taxes | $180 | $2,160 |
| Electricity | $246 | $2,954 |
| Total | $1,407 | $16,884 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-08 | Listed for sale | $149,000 |
| 2026-01-01 | Listing removed | $169,000 |
| 2025-06-03 | Listed for sale | $169,000 |
| 2023-07-13 | Listing removed | -- |
| 2022-10-28 | Sold | $115,000 |
| 2022-10-08 | Pending sale | $115,000 |
| 2022-08-17 | Listed for sale | $115,000 |
| 2021-09-19 | Listing removed | $99,000 |
| 2021-07-13 | Listed for sale | $99,000 |
| 2003-09-04 | Sold | $25,000 |
