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110 E North St, Ilion, NY, 13357

4beds
2baths
2,440sqft
$159,900
$66price/sqft
$1,516/moest. monthly cost
$60,640/yrincome needed

About This Home

**CASH COW DUPLEX** Real Estate has always been a fantastic investment... here's the next lucrative opportunity to start earning Passive Income right away. Primely located in the village of Ilion - a short commute to downtown stores, amenities, 5s, and thruway access. 15 minute drive to Utica and 1 hour drive to Syracuse or Albany. This duplex has solid bones and has been thoughtfully updated to maximize value: New pex & pvc plumbing, updated electrical, 2 brand-new hot water heaters, newly remodeled bathrooms in both units, new electric baseboard heat added upstairs, new appliances, new flooring & fresh paint throughout both units, along with landscaping work, garage & driveway repair, and sunroom remodel in the downstairs unit. There is on-site laundry utilized by both tenants as well as 2 driveways and a shared garage space. The utilities are a split service - 2 separate electric meters, natural gas heat for 1st floor unit & electric baseboards for the 2nd floor while water for both is currently paid by the landlord. Total monthly rent is $2250, that's $27,000 a year! This two family home is an income producing powerhouse and ready for it's new owner to step in and start making money the day after closing. Schedule a showing before its gone!

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1870

Materials

  • Foundation: Stone
  • Roof: Flat
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate,Varies

Heating

  • Heating features: Electric,Gas,Baseboard,Forced Air

Interior Area

  • Total structure area: 2,440
  • Total interior livable area: 2,440 sqft

Property

Details

  • Parcel number: 21280112003700020210000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Enclosed Porch,Porch

Lot

  • Lot size: 4,691 sqft
  • Features: Corner Lot,Rectangular,Rectangular Lot
  • Lot size dimensions: 58 x 82

Parking

  • Total spaces: 1
  • Parking features: Concrete,Two or More Spaces,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Ice Storm
Lightning

FEMA Declared Disasters in Herkimer County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$84$1,008
Property Taxes $221$2,652
Electricity $403$4,838
Total$1,516$18,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,977/yr
40% on housing$45,480/yr
45% on housing$40,426/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$66This listing

vs Other Active Listings

Avg $/sqft

ZIP 13357$74
Herkimer County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 13357$103
Herkimer County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$159,900
2026-08-03Listed for sale$159,900
2022-12-22Sold$70,000
2022-11-26Pending sale$79,000
2022-10-17Contingent$79,000
2022-10-12Listed for sale$79,000
2022-08-12Pending sale$79,000
2022-08-09Listed for sale$79,000
2003-05-22Sold$41,200

For Sale by Agent

AgentLuke Sterling
BrokerageHunt Real Estate ERA

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