152 Silverstone Rd, Remsen, NY, 13438
About This Home
Discover the perfect blend of privacy, acreage, and waterfront living with this charming 2-bedroom, 1-bath home set on over an acre of land. Tucked away in the trees, this property offers direct lake frontage and exclusive access to three private lakes Lake Margarite, Lake Gay, and Lake Charlotte, ideal for kayaking, fishing, and quiet mornings by the water. Step inside to find a home that has been thoughtfully updated with new flooring, new insulation, and a new toilet and bathroom sink, ensuring comfort and efficiency. The home is serviced by a drilled well, features a gravity-fed furnace, a coal furnace for supplemental heat, and a newer roof, giving you peace of mind through every season. A generator hook-up adds additional security during winter months. Outside, the property shines with room to roam, entertain, or simply enjoy nature. A large garage provides excellent space for vehicles, tools, ATVs, or lakeside gear. Whether you’re seeking a vacation retreat, an investment, or a full-time residence, this lakefront gem offers rare access and privacy.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1970
Materials
- Foundation: Pillar/Post/Pier
- Roof: Metal
- Construction materials: Attic/Crawl Hatchway(s) Insulated,Wood Siding,PEX Plumbing
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Separate/Formal Living Room,Country Kitchen,Kitchen/Family Room Combo,Living/Dining Room,Bedroom on Main Level,Main Level Primary
- Flooring: Varies,Vinyl
- Number of fireplaces: 1
- Fireplace: Yes
Heating
- Heating features: Coal,Propane,Hot Water
Interior Area
- Total structure area: 960
- Total interior livable area: 960 sqft
Property
Details
- Parcel number: 21448907201200020040000000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Deck,Gravel Driveway,Propane Tank - Leased
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Beach Access,Deeded Access,Lake
- Waterbody name: Lake Margarite
- Frontage length: 80
Lot
- Lot size: 0.99 Acres
- Features: Rectangular,Rectangular Lot,Rural Lot
- Lot size dimensions: 100 x 200
Parking
- Total spaces: 2
- Parking features: Carport,Electricity,Heated Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Herkimer County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,137 | $13,644 |
| Home Insurance * | $175 | $2,100 |
| Property Taxes | $311 | $3,732 |
| Electricity | $246 | $2,954 |
| Total | $1,869 | $22,428 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-18 | Listed for sale | $244,900 |
| 2022-02-01 | Sold | $180,000 |
| 2005-12-01 | Sold | $53,500 |
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